Compare ARGOS Identity vs. Sumsub

ARGOS ID Check is equipped with AML screening capabilities, ensuring that authorized users are evaluated against sanction and Politically Exposed Person (PEP) lists, with continuous monitoring in place. Results are communicated via webhook, and AML reports can be accessed through the REST API. Additionally, ARGOS Omni serves as a Review Ops Agent, integrating AML screening into the document review process. Its dedicated AML Search - Person and AML - Business systems analyze the individuals and businesses involved in each case, documenting the decisions made and storing the related AML evidence in PDF format alongside the analysis. Cases requiring further assessment are flagged as pending_review and are referred to a human reviewer, facilitating thorough AML case evaluations.

ARGOS ID Check employs facial biometrics in two distinct phases. During the initial onboarding process, it matches a real-time selfie against the ID photo, employing both passive and active liveness detection to prevent the use of photos or deepfakes, alongside checks for duplicate faces across different submissions. Once onboarding is complete, the FaceAuth add-on serves to re-verify users by analyzing a new selfie and comparing it to the previously approved selfie, allowing returning users to be authenticated without needing to scan their ID again. The results from FaceAuth are delivered via webhook, and users have the ability to delete facial images through the API.

ARGOS offers two innovative products designed to extract structured information from various documents. The first, ARGOS ID Check, specializes in verifying identity documents, utilizing Optical Character Recognition (OCR) for data extraction along with checks for Machine Readable Zone (MRZ) and the PDF417 barcodes found on driver's licenses. The second product, ARGOS Omni, functions as a Review Ops Agent that processes a wide array of business documents, including PDF, DOCX, XLSX, PPTX, images, CSV, HTML, and emails. It extracts data in accordance with your specified output schema formatted as JSON, verifies the extracted values against multiple documents, and documents the reasoning and sources for each piece of information. Results are delivered via the Omni REST API and are also compiled into a PDF report. For those interested, the Textify OCR demo remains available for users to test OCR and extraction capabilities on sample documents.

ARGOS ID Check is a facial recognition system designed for identity verification purposes. It analyzes a user's selfie by comparing it to the image found on their identification document. The system employs both passive and active liveness detection techniques to ensure that the selfie originates from a real individual, avoiding potential issues with photographs or deepfake technology. Additionally, it performs face-duplication checks to identify instances of the same individual attempting to register multiple times. The FaceAuth add-on utilizes the previously approved selfie for future verifications, ensuring consistent identification. Facial matching can be conducted either within the hosted Liveform or via the Verify engine APIs, with results provided through webhook notifications and REST API.

ARGOS ID Check is designed to identify identity fraud during the onboarding process. It examines identification documents for signs of forgery, utilizes ID liveness techniques to identify photocopies and screen replays, and performs both passive and active liveness checks on selfies to filter out photos and deepfakes. Additionally, it detects proxies and VPNs and verifies devices to flag potentially risky sessions. The system also compares new submissions against previous entries by analyzing name, date of birth, gender, and nationality to prevent duplicate sign-ups, while face duplication checks help ensure that the same individual does not register more than once. Once onboarding is complete, the FaceAuth add-on conducts a re-verification of approved users through a new selfie. Decisions regarding cases are guided by ARGOS Score thresholds and custom policy rules, with any unresolved cases marked for further review.

ARGOS ID Check specializes in the identity verification aspect of identity management, ensuring that each new user is a legitimate individual who possesses a valid identification document from over 200 countries. In addition, it conducts screenings against sanctions and Politically Exposed Persons (PEP) lists while providing continuous monitoring. Following the initial onboarding process, the FaceAuth feature further authenticates an approved user by matching a new selfie against the previously verified selfie, eliminating the need for another ID scan. Identity information is processed and stored in the designated region for each project, and the system includes delete and partial-delete APIs to comply with GDPR and CCPA regulations. ARGOS prioritizes verification rather than the management of login or access.

ARGOS ID Check offers a comprehensive solution for identity verification, integrating various features such as identification document validation, authenticity assessments, selfie-to-ID facial matching, and both passive and active liveness detection. It also includes anti-money laundering screening with continuous monitoring, all streamlined into a single process. This solution accommodates over 4,000 types of identification documents from more than 200 nations. Teams can implement it as a hosted Liveform (accessible via a single URL in 26 languages, compatible with web and app WebViews) or develop a customized interface using the Verify engine APIs. They can receive results—approved, rejected, or pending—through webhook, return URL, or REST API. ARGOS Score thresholds, an automated-only mode, and customizable policy rules govern decision-making for cases. Furthermore, ID Check holds ISO/IEC 27001 certification.

ARGOS Omni serves as a Review Operations Agent specifically designed for document assessment. Teams articulate their evaluation criteria in straightforward language and specify the desired JSON output; Omni then converts these criteria into a comprehensive playbook. For each case, it analyzes the submitted files (including PDF, DOCX, XLSX, PPTX, images, TXT, Markdown, CSV, HTML, EML), extracts relevant data, compares fields across different documents, verifies completeness of required information, and determines whether submissions are verified, rejected, or pending review. Each extracted data point includes its reasoning and the source step, with results accessible via a REST API and provided in a PDF report format. Common applications include Know Your Business (KYB) document assessments, vendor onboarding processes, corporate telecom subscription evaluations, and insurance claim reviews.

ARGOS Omni conducts thorough reviews of Know Your Business (KYB) documentation for onboarding business customers, including B2B marketplace vendors and merchants. Functioning as a Review Operations Agent, it articulates the KYB review criteria in straightforward language. For each business, it meticulously examines the submitted documents—such as certificates of good standing, IRS Employer Identification Number (EIN) notices, and beneficial ownership certifications for U.S. entities. The system extracts information about the company and its owners, cross-references these details, and screens both the business and its personnel against Anti-Money Laundering (AML) watchlists. Furthermore, it has the capability to validate addresses in 40 different regions. The outcome of the review process is categorized as verified, rejected, or pending review, complete with supporting evidence, and is accessible via a REST API as well as in a PDF report format.

ARGOS ID Check is a comprehensive KYC/eKYC solution that offers both a product and an API. Its integrated workflow encompasses the verification of ID documents, authenticity assessments, face matching through selfies, and both active and passive liveness detection. Additionally, it performs AML checks against sanctions and Politically Exposed Persons (PEP) lists, with the capability of ongoing monitoring. The system supports over 4,000 types of ID documents from more than 200 countries, which includes passports, national identification cards, driver's licenses, and residence permits. Users can access the solution via the hosted Liveform, available in 26 languages through a single URL, or through the Verify engine APIs, receiving results that can be approved, rejected, or marked as pending via webhook, return URL, or REST API. The ARGOS Score thresholds and tailored policy rules determine the outcome of each verification, and a migration API is available to facilitate the import of existing verification records.

ARGOS ID Check performs liveness verification at two distinct stages. The ID liveness assessment confirms that the presented ID is a genuine physical document, ruling out photocopies or screen displays. Meanwhile, the selfie liveness check, which includes both passive and active methods, ensures that a real individual is positioned in front of the camera, as opposed to a still image or deepfake. This selfie is subsequently compared to the photo on the ID. Liveness checks are executed within the Liveform platform (available in 26 languages, across web and app WebViews) or via the Verify engine's APIs, with results delivered through webhook, return URL, or REST API integration.

ARGOS specializes in extracting text from identification documents and various business papers. With the capability to identify over 4,000 types of ID documents from more than 200 nations, ARGOS ID Check employs OCR technology for data extraction, conducts MRZ validations, and verifies driver's licenses using PDF417 barcode scanning. Each ID undergoes forgery analysis during the verification process. For additional document types, ARGOS Omni efficiently pulls text from PDFs, scans, images, and office documents, converting the information into structured fields that you specify for easy review and decision-making. You can also test the Textify OCR demo with your own sample files to evaluate OCR and extraction capabilities.

ARGOS Identity specializes in developing compliance solutions tailored for regulated onboarding and assessment processes. Their ARGOS ID Check service efficiently manages customer identity verification (KYC), incorporating AML screening and continuous monitoring. The platform ensures compliance with data residency requirements on a project-by-project basis, holds ISO/IEC 27001 certification, and features APIs for handling GDPR and CCPA requests, including options for data deletion and partial deletion. Meanwhile, ARGOS Omni serves as a Review Operations Agent, implementing a team's established review guidelines for various cases, such as KYB document evaluations and AML assessments. It meticulously documents the rules, supporting evidence, and rationale behind each decision, along with the operational playbook at the time of processing. Cases requiring human judgment are flagged as pending_review for further evaluation.

Sumsub offers address verification as part of a comprehensive AI-enhanced trust infrastructure platform that also includes identity verification, KYC, and risk management solutions, enabling businesses to gain a holistic understanding of each customer. Instead of treating address checks as standalone tasks, Sumsub integrates them with continuous monitoring and cohesive decision-making processes, allowing companies to identify discrepancies and fraudulent activities that may go unnoticed elsewhere. This approach ensures compliance and efficient onboarding across over 220 countries and regions, adapting seamlessly to emerging markets and evolving regulatory standards through customizable configurations. Powered by Summy AI and advanced decision-making technology, teams can swiftly verify addresses while maintaining streamlined operations. With accolades from Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by over 4,000 clients worldwide for reliable and scalable verification solutions.

Sumsub offers a scalable AML compliance solution powered by artificial intelligence. Integrated within a comprehensive trust infrastructure platform, it provides continuous monitoring, risk assessment, and cohesive decision-making, ensuring that AML evaluations are seamlessly connected to your overall compliance framework. Organizations can swiftly adjust to changing regulations in over 220 jurisdictions through straightforward configurations rather than expensive overhauls. At the heart of this system is Summy AI and AI-driven decision-making, which significantly minimizes manual reviews while maintaining readiness for audits. Sumsub adheres to the highest global AML standards and partners with entities such as the UN and INTERPOL. Acknowledged as a leader by Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by more than 4,000 clients, including Bybit, Bitpanda, and Wirex, to streamline and enhance their compliance processes.

Sumsub offers a comprehensive solution for secure, AI-driven authentication that integrates identity verification, fraud prevention, and continuous monitoring within a single platform. This approach eliminates the need for disparate authentication tools, providing businesses with ongoing trust indicators throughout the customer journey, which minimizes friction while keeping malicious actors at bay. With the support of Summy AI and MCP connectivity, teams can swiftly create and modify authentication processes in response to varying risk levels or user demographics, all without requiring additional personnel. This adaptability makes Sumsub an ideal choice for highly regulated sectors such as finance, cryptocurrency, and mobility, serving clients across over 220 countries and regions. Acknowledged as a Leader by organizations like Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by more than 4,000 businesses, including notable names like Vodafone, Duolingo, and Avis, to securely authenticate users on a large scale.

Sumsub incorporates biometric authentication into a comprehensive, AI-driven trust infrastructure platform, ensuring that biometric evaluations are seamlessly integrated with identity verification, fraud mitigation, and continuous monitoring, rather than operating independently. This holistic strategy ensures that a confirmed biometric match informs risk assessments throughout the entire user experience, extending beyond just the onboarding phase. Utilizing AI-powered decision-making and its proprietary Summy AI, Sumsub enables regulated sectors such as financial services, cryptocurrency, mobility, and iGaming to accurately verify users in over 220 countries and regions, while also adjusting to emerging markets and varying risk profiles through customizable settings. Acknowledged as a Leader by prominent organizations like Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by over 4,000 clients, including notable names like Bybit and Wirex, to safeguard logins and manage high-risk transactions with dependable biometric verification.

Sumsub has earned the trust of top cryptocurrency companies such as Bybit, Bitpanda, and Wirex, thanks to its AI-driven compliance solutions designed to adapt to the rapidly evolving landscape of the industry. As a comprehensive trust infrastructure platform, it integrates various functions including identity and business verification, transaction monitoring, anti-money laundering (AML) screening, and risk management. This allows cryptocurrency platforms to comply with changing regulations without the need for multiple disparate tools. With the ability to enter new markets in over 220 countries and territories through simple configuration, businesses can avoid the hassle of overhauling their compliance systems. Thanks to Summy AI and intelligent decision-making capabilities, Sumsub enables crypto teams to maintain efficiency while growing securely. The platform adheres to leading global AML practices and has received recognition as a Leader by Gartner, Forrester, IDC, Liminal, and KuppingerCole, with insights drawn from its annual Global Fraud Index.

As fraudulent activities become increasingly advanced, Sumsub has integrated deepfake detection into its AI-enhanced trust infrastructure platform. This system operates in conjunction with liveness verification, facial recognition, and fraud mitigation, rather than functioning as a separate add-on. This cohesive strategy ensures that potentially fraudulent activities are continuously monitored and addressed, rather than merely identified at a single point in time. Sumsub conducts its own research, including the annual Global Fraud Index and Fraud Report, to identify and analyze new trends in deepfake and synthetic fraud on a global scale, ensuring that their detection algorithms remain up-to-date. Backed by Summy AI and AI-driven decision-making, Sumsub safeguards enterprises in over 220 countries and regions. Acknowledged as a Leader by prestigious organizations like Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by more than 4,000 clients to combat fraud stemming from deepfake technology.

Sumsub empowers online enterprises to combat fraud through a comprehensive, AI-enhanced trust infrastructure platform that integrates identity verification, transaction oversight, and risk management, moving beyond isolated fraud detection tools. This ongoing strategy identifies fraudulent activities that may arise post-checkout, ensuring protection for revenues while allowing legitimate customers to have a seamless experience. Sumsub also produces original research, including its Global Fraud Index and Fraud Report, to monitor fraud patterns across various markets. With its Summy AI and AI-driven decision-making capabilities, eCommerce and marketplace organizations can tailor fraud regulations to align with different markets and risk levels across over 220 countries and regions. Acknowledged as a Leader by industry authorities like Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by more than 4,000 clients globally.

Sumsub offers advanced facial recognition technology as a component of its comprehensive AI-driven trust infrastructure platform. This platform integrates identity verification, biometric checks, and liveness detection to ensure that each interaction is authenticated by a genuine individual. Rather than functioning as an isolated solution, it forms part of a larger data ecosystem that informs Sumsub’s centralized decision-making engine, enabling companies to identify fraudulent activities that individual assessments might overlook. Powered by Summy AI, this system facilitates rapid and precise verification in over 220 countries and regions. Sumsub caters to regulated industries such as finance, cryptocurrency, and iGaming, and has earned recognition as a Leader from prominent research firms including Gartner, Forrester, IDC, Liminal, and KuppingerCole. With a client base exceeding 4,000 organizations, including Bybit, Bitpanda, and Kaizen Gaming, Sumsub is relied upon for its effective and scalable facial recognition capabilities.

Sumsub stands out as the pioneering platform that utilizes AI to create a comprehensive trust infrastructure, integrating identity verification with business verification, fraud prevention, continuous monitoring, and risk management all in one solution. Instead of viewing identity checks as a singular event, Sumsub fosters ongoing trust, addressing the vulnerabilities that arise from disjointed solutions. Companies can authenticate users in over 220 countries and regions while seamlessly adapting to evolving regulatory standards and market demands through easy configuration, eliminating the need for major operational overhauls. With the aid of Summy AI and intelligent decision-making capabilities, organizations can accelerate the identity verification process while maintaining streamlined operations. Acknowledged as a Leader by prestigious firms such as Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by more than 4,000 clients, including notable names like Bybit, Bitpanda, Kaizen Gaming, and Bancaribe, to conduct secure and scalable identity verifications.

Sumsub integrates Know Your Business (KYB) verification into a comprehensive platform alongside KYC, fraud prevention, and continuous monitoring, allowing for the ongoing evaluation of business partnerships instead of a one-time approval. This AI-driven solution enables organizations to validate their partners, identify beneficial ownership, and track evolving business risks across over 220 countries and regions. As regulatory landscapes shift, businesses can adapt through configuration rather than overhauling their processes. With Summy AI, intelligent decision-making capabilities, and MCP connectivity, compliance and risk management teams can operate more efficiently while maintaining a streamlined structure. Acknowledged as a Leader by prominent analysts like Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by over 4,000 clients, such as Bybit, Bitpanda, and Bancaribe, for scalable and dependable KYB solutions.

Sumsub offers an integrated trust infrastructure platform that utilizes AI to provide KYC solutions, encompassing identity and business verification, fraud detection, continuous monitoring, and risk management. Unlike traditional onboarding processes that occur just once, Sumsub ensures that KYC remains an ongoing activity, allowing real-time integration of risk signals collected after the initial onboarding. This enables businesses to effectively onboard clients in over 220 regions, seamlessly adapting to evolving regulatory mandates and market demands through flexible configurations instead of extensive operational overhauls. With the support of Summy AI, advanced decision-making capabilities, and MCP connectivity, organizations can efficiently create and modify KYC workflows while maintaining streamlined operations. Acknowledged as a leader by notable analysts such as Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by over 4,000 organizations, including renowned names like Bybit, Vodafone, and Duolingo.

Sumsub's liveness detection technology is seamlessly integrated into a comprehensive AI-driven trust infrastructure platform, designed to verify the presence of an actual individual during both onboarding and various high-risk activities. Instead of operating as a standalone assessment, the outcomes of the liveness checks are linked with identity verification, biometric authentication, and fraud prevention measures, all feeding into a centralized decision-making engine that addresses vulnerabilities that deepfakes and spoofing attempts may try to exploit. Leveraging Summy AI and AI-enhanced decision-making processes, Sumsub delivers reliable and efficient liveness checks in over 220 countries and regions, catering to regulated sectors such as financial services, cryptocurrency, and iGaming. Acknowledged as a Leader by leading research firms including Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is relied upon by over 4,000 clients, including Bybit and Kaizen Gaming, to combat synthetic and spoofed identities effectively.

Sumsub offers a comprehensive solution for PEP and sanctions screening that is integrated into an AI-driven trust infrastructure platform, rather than being a separate, isolated check. The results from this screening process are seamlessly incorporated into ongoing monitoring and unified decision-making, ensuring that any changes in status are identified and addressed continuously, rather than only during the initial onboarding phase. This approach effectively eliminates the vulnerabilities associated with fragmented, one-off screening tools. Adhering to top global anti-money laundering (AML) standards and regulations, Sumsub collaborates with organizations such as the UN and INTERPOL. Companies can screen their customers across over 220 countries and territories, with the ability to adjust to evolving regulatory demands through customizable options. Powered by Summy AI and advanced AI-driven decision-making capabilities, Sumsub has earned recognition as a Leader by Gartner, Forrester, IDC, Liminal, and KuppingerCole, and is relied upon by more than 4,000 clients around the globe.

Sumsub is an innovative RegTech solution that serves as an AI-driven framework for scaling compliance operations. It integrates various functions such as identity and business verification, fraud detection, continuous monitoring, and risk management into a single cohesive system, eliminating the need for disparate tools for compliance teams. As regulations change, businesses can easily adjust their operations through configuration, enabling expansion in over 220 countries and regions. With the help of Summy AI, advanced decision-making capabilities, and MCP connectivity, compliance teams can develop and modify workflows more efficiently while maintaining a streamlined workforce. Sumsub adheres to top global AML guidelines and partners with organizations like the UN and INTERPOL, along with producing original studies like the Global Fraud Index. Acknowledged as a Leader by Gartner, Forrester, IDC, Liminal, and KuppingerCole, Sumsub is trusted by over 4,000 clients around the globe.