Average Ratings 0 Ratings
Average Ratings 1 Rating
Description
Arch Lending provides crypto-backed loans that allow holders of digital assets to access liquidity without the need to sell their investments. By using Bitcoin, Ethereum, or Solana as collateral, borrowers can receive funds in fiat USD or USDC without undergoing a credit check, typically accessing their money on the same day while ensuring their assets are not rehypothecated. The collateral is maintained in secure custody and is never utilized for lending or other purposes. With an annual percentage rate starting around 9.50%, these loans offer flexible terms of up to 24 months, with options for pay-down or rollover, and the potential to increase borrowing as the value of collateral rises. Emphasizing trust and security, Arch’s business model ensures that clients' assets are not used, maintaining a one-to-one holding of collateral in secure custody. The platform caters to both individual and institutional clients, offering specialized services for “private wealth” individuals as well as tailored lending solutions for institutions. This commitment to security and flexibility underscores Arch Lending's goal of building lasting relationships with its borrowers.
Description
Compliance with the Community Reinvestment Act (CRA) has emerged as a significant challenge, often taking up countless hours of employee time and managerial focus. Understanding how your lending practices will be perceived by regulatory examiners can be quite difficult, and you might find yourself lacking the vital data needed to accurately reflect your institution's true performance. Our integrated CRA and Home Mortgage Disclosure Act (HMDA) solutions empower you to take a proactive approach in establishing robust processes and controls. By leveraging technology, outsourcing options, consulting services, or a blend of these strategies, you can create a cost-efficient CRA program that aligns with your institution's strategic goals, promotes lending within the community, and satisfies regulatory demands. Overseeing fair lending compliance across your organization presents a formidable challenge that necessitates diligent oversight of various loan portfolios and independent loan originators to ensure compliance with CRA, HMDA, the Equal Credit Opportunity Act (ECOA), and the Fair Housing Act (FHA). Without a well-structured fair lending program in place, your organization may face severe repercussions, including penalties and damage to your reputation, making it imperative to address these compliance issues proactively.
API Access
Has API
No
API Access
Has API
No
Integrations
BitGo
Yes
Bitcoin
Yes
Ethereum
Yes
Galaxy
Yes
InMyTeam
No
Solana
Yes
Integrations
BitGo
No
Bitcoin
No
Ethereum
No
Galaxy
No
InMyTeam
Yes
Solana
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
Yes
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Types of Training
Training Docs
No
Webinars
Yes
Live Training (Online)
Yes
In Person
No
Vendor Details
Company Name
Arch
Founded
2022
Country
United States
Website
archlending.com
Vendor Details
Company Name
Wolters Kluwer Legal & Regulatory US
Country
United States
Website
www.wolterskluwer.com/en/solutions/wiz
Product Features
Product Features
Compliance
Archiving & Retention
No
Artificial Intelligence (AI)
No
Audit Management
No
Compliance Tracking
No
Controls Testing
No
Environmental Compliance
No
FDA Compliance
No
HIPAA Compliance
No
ISO Compliance
No
Incident Management
No
OSHA Compliance
No
Risk Management
No
Sarbanes-Oxley Compliance
No
Surveys & Feedback
No
Version Control
No
Workflow / Process Automation
No