Average Ratings 0 Ratings
Average Ratings 0 Ratings
Description
Arch Lending provides crypto-backed loans that allow holders of digital assets to access liquidity without the need to sell their investments. By using Bitcoin, Ethereum, or Solana as collateral, borrowers can receive funds in fiat USD or USDC without undergoing a credit check, typically accessing their money on the same day while ensuring their assets are not rehypothecated. The collateral is maintained in secure custody and is never utilized for lending or other purposes. With an annual percentage rate starting around 9.50%, these loans offer flexible terms of up to 24 months, with options for pay-down or rollover, and the potential to increase borrowing as the value of collateral rises. Emphasizing trust and security, Arch’s business model ensures that clients' assets are not used, maintaining a one-to-one holding of collateral in secure custody. The platform caters to both individual and institutional clients, offering specialized services for “private wealth” individuals as well as tailored lending solutions for institutions. This commitment to security and flexibility underscores Arch Lending's goal of building lasting relationships with its borrowers.
Description
Centrifuge connects assets such as invoices, real estate, and royalties to the decentralized finance (DeFi) ecosystem. This allows borrowers to obtain financing for their tangible assets without the need for banks or other intermediaries. The platform welcomes everyone to contribute liquidity, and in return, investors earn both returns and CFG rewards. The Centrifuge peer-to-peer (P2P) network facilitates a secure approach for collaborators to create, exchange, and validate asset data, enabling the tokenization of these assets into NFTs. Asset originators have the ability to selectively share pertinent asset information with service providers, who can evaluate the data and enhance the information linked to the minted NFT. Verification of asset origin is achieved through cryptographic signatures, ensuring data integrity. The P2P network's components are built on the libp2p framework. Centrifuge Chain serves multiple purposes: maintaining identities akin to the ERC725 standard, anchoring state commitments, and minting NFTs from off-chain documentation. These NFTs can also be bridged to Ethereum, allowing them to be locked as collateral in Tinlake for financing these real-world assets. Ultimately, this innovative approach paves the way for a more inclusive financial system, empowering asset originators and investors alike.
API Access
Has API
No
API Access
Has API
No
Integrations
Ethereum
Yes
Acala
No
BitGo
Yes
Bitcoin
Yes
Galaxy
Yes
Morpho
No
Solana
Yes
Token Terminal
No
Integrations
Ethereum
Yes
Acala
Yes
BitGo
No
Bitcoin
No
Galaxy
No
Morpho
Yes
Solana
No
Token Terminal
Yes
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Pricing Details
No price information available.
Free Trial
No
Free Version
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Deployment
Web-Based
Yes
On-Premises
No
iPhone App
No
iPad App
No
Android App
No
Windows
No
Mac
No
Linux
No
Chromebook
No
Customer Support
Business Hours
Yes
Live Rep (24/7)
Yes
Online Support
Yes
Customer Support
Business Hours
No
Live Rep (24/7)
No
Online Support
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
Yes
In Person
Yes
Types of Training
Training Docs
Yes
Webinars
No
Live Training (Online)
No
In Person
No
Vendor Details
Company Name
Arch
Founded
2022
Country
United States
Website
archlending.com
Vendor Details
Company Name
Centrifuge
Founded
2017
Country
United States
Website
centrifuge.io/about/