Compare Aoin Bank vs. Wallester

Experience a comprehensive digital banking solution tailored for businesses. You can apply for an unsecured installment loan or an overdraft directly through the app in just 15 minutes. Upon approval, you could receive funds of up to €100,000 within minutes. Enjoy straightforward and clear pricing, along with tools for managing digital invoices and expenses efficiently. Benefit from automatic VAT estimations and easy file downloads, complemented by entirely digital bookkeeping powered by BDO. Your business Premium Membership includes multi-currency accounts, international transfers, foreign currency exchange, unlimited ATM cash withdrawals, digital loans, and robust data protection, all aimed at supporting your financial needs. Additionally, you can access expert financial assistance to enhance your business operations, receive guidance on loans, and find ways to minimize your accounting costs and administrative efforts. With a fully digital application process, you can apply in mere minutes and expect a decision within one business day—all without the hassle of paperwork or needing to visit a branch. Plus, you’ll have continuous support from a dedicated SME advisor whenever you require assistance. This innovative banking approach ensures that your business remains efficient and well-supported.

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: 1. White-Label Solution with Embedded Finance Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. 2. Wallester Business: Corporate Expense Management Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously. We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.