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ease
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design
support

Average Ratings 0 Ratings

Total
ease
features
design
support

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Description

Aloan streamlines the process of underwriting commercial loans for various financial institutions, including banks, credit unions, and lenders. By enabling lenders to upload their credit policy documents, the system efficiently sets up the necessary lending guidelines, data prerequisites, and compliance checklists. Borrowers can apply for loans through a customized portal, where each application undergoes verification against the lender’s policies prior to being sent to an underwriter for review. The platform intelligently sorts and organizes borrower documentation—such as tax returns, financial statements, bank statements, and rent rolls—ensuring that each document is accurately linked to the appropriate entity within complex multi-borrower arrangements. It also extracts financial data into standardized spreadsheets, with all figures clearly sourced back to their original documents. Credit memos are automatically produced, summarizing borrower information, financial assessments, compliance with policies, and suggested actions. Furthermore, Aloan integrates seamlessly with existing loan origination systems using REST APIs, while its implementation process encompasses policy ingestion, template setup, and comprehensive training for teams. This holistic approach not only enhances efficiency but also reduces the likelihood of errors in the underwriting process.

Description

Pre-Approval One allows consumers to apply for credit without affecting their credit score. Lender evaluates the applicant's creditworthiness, and offers to lend subject to only collateral requirements or conditions. If the consumer accepts the pre-approved credit offer and meets all the conditions, a hard inquiry will be made. Create a low-friction, single experience for both credit seekers and credit applicants. Collecting all the information you need to underwrite a consumer at the point of intake will help boost take rates. Reduce the time required to complete the application and set expectations for consumers.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

No images available

Integrations

CRS Credit API
Flinks
Plaid
Stripe Identity

Integrations

CRS Credit API
Flinks
Plaid
Stripe Identity

Pricing Details

Contact us for pricing
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Aloan

Founded

2024

Country

United States

Website

aloan.ai

Vendor Details

Company Name

Equifax for FinTech

Founded

1899

Country

United States

Website

developer.equifax.com/products/apiproducts/pre-approval-one

Product Features

Commercial Loan

Asset Management
Audit Trail
Complex Debt Structures
Dashboard
Document Management
Exposure Management
Lead Management
Pipeline Management
Risk Management
Trend Analysis

Product Features

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

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