Sapiens Decision for Consumer & Commercial Banking, previously known as Sapiens DECISION, focuses on minimizing the cost associated with change. This solution empowers banks to swiftly adjust their operations to meet the challenges of digital transformation, evolving regulations, customer expectations, and heightened competition through a model-driven development (MDD) framework. By utilizing the MDD methodology, Sapiens Decision allows business professionals to articulate business logic using intuitive models that are easy to understand. Before any logic is put into use, businesses can evaluate it, ensuring it meets their needs. Once the code is automatically generated in languages like Java, it can be seamlessly deployed into live production systems. With Sapiens Decision, the bank’s business domain plays a crucial role in shaping the design, execution, analysis, testing, and optimization of decision-making processes. This streamlined approach significantly reduces the timeframe for implementation from months or years to just days or weeks, ensuring that business logic is consistently enforced across all enterprise applications and enhancing overall operational efficiency. Furthermore, this capability supports ongoing adjustments, making it easier for banks to stay competitive in a fast-paced market.