Best Business Bank Accounts of 2024

Lunar Business will give you everything you need to start your business. You get a complete solution that simplifies your finances and accelerates growth. An account designed by entrepreneurs for entrepreneurs. We want every entrepreneur to be able to realize their passion, ideas, and dreams. It should not be difficult to open a bank account. You should be able to manage your finances easily so that you can focus on your business's growth and fundament. We are thrilled that every new company has applied for a Lunar business account. Do the same as 400.00 others and you will receive a free account, card and the best banking app for Denmark. The app gives you everything you need to make your money work smarter. It's easier than ever to save for your dreams. This budgeting tool is the perfect way to keep track of your spending.

Wallester is a regulated company, holding a financial license. Official Visa partner and Visa Principal Member. Wallester Business provides companies with the solution to open an account and instantly issue an unlimited number of Visa virtual and physical cards, using which the company will be able to manage all corporate expenses with a single smart platform. Wallester offers the most efficient company card as well as the in-house built, easy-to-use platform for monitoring and managing corporate expenses.

Holvi's all in one business account makes it easy to manage the chaos of self-employment. Holvi allows you to create, track and send invoices. Get paid quickly and keep your personal finances separate from your business earnings. Holvi Business Mastercard®, which covers your costs, simplifies complicated tasks such as expense reporting and receipt matching, and helps you cover your costs. Get the information you need to make better business decisions, from real-time cash flow insights to detailed financial reports.

Bank of America Business Advantage Banking is a flexible business checking solution that adapts to your business. Compare business checking account settings. You can change your settings at any time and keep your existing account number. Business Advantage 360 is our online banking and mobile banking service for small businesses. It includes fully integrated Cash Flow Monitor, Bill Pay, and Mobile Check Deposit. With a $0 liability guarantee, business debit cards. Savings account for business ($10 per month or $0 per Month). Premium tools for growing businesses. No Monthly Fee for additional business checking and savings accounts. You can grant account access to employees and customize them. There are no fees for electronic deposits, stop payments, incoming wires and other transactions. The Bank of America mobile app allows you to manage your business from anywhere. You can deposit checks, request transfers, pay your bills, and monitor any pending transactions.

You can make payments, get cash flow insight, tax estimates, and more. To get a link to the app, enter your details. The Countingup Business Current Account has integrated accounting software that automates tedious tasks such as bookkeeping and taxes. Countingup allows you to create unlimited professional invoices and receive notifications when you have been paid. You'll have real-time insight into your business finances, including profit and loss reports, tax estimates, and unpaid invoices. Your accountant can instantly share your bookkeeping data, without any duplication errors, data lags, or inaccuracies. Our business current account is ideal for you if you are a sole trader, or a limited company owner.

You can do business anywhere and whenever you like. In seconds, you can set up a sub-account to meet all your needs. No paperwork. No branch visits. You have total control over your subscriptions. Are you tired of monthly surprises? You can instantly and effortlessly save money by having one overview of all subscriptions. Your business bank account can be set up in minutes using your phone and business details. No waiting, no paperwork, no branch visits. Transparency, freedom, and continuous improvement are the hallmarks of transparency. Your belief in continuously improving things defines you. Your core values are Ownership, Effective Communication, and User-Centred Thinking. You will be driven to push boundaries, and innovating. Join The Free to build a bank that changes the world. Bunq was designed with you in mind. We went one step further than just building another transparent, socially conscious bank. We made your money's Swiss Army knife.

Fire's technology, API, and regulatory licences allow us to provide solutions that make payments more efficient, secure, and faster. A Fire Business Account offers all the benefits of a premium business account, including bank transfers and Mastercard®, debit cards, and a host API services. You can open as many Sterling or Euro accounts as you like and order as many debit card as you need. Receive notifications in real time and integrate your systems to automate payments. To manage payments and simplify reconciliation, open Sterling and Euro accounts. You can create additional accounts in real time. These accounts can be used to segregate funds and simplify reconciliations, or to manage projects and expenses. Bank transfer from the UK or Eurozone to pay and get paid.

Kontist's mission aims to make life easier and more enjoyable for self-employed people. We have rethought taxes and banking to achieve this goal. This is not a tool. These are real, qualified people who will take care of all your tax-related questions and bookkeeping. No more tax stuff! You don't have to use accounting software anymore. We take the administrative burden off of your shoulders. You can now focus on your self-employment. Your transactions will be automatically categorized to help you stay organized. You can scan receipts from paper right from your smartphone. Take back control of your tax affairs by combining a Kontist Steuerberatungtax account and a digital business bank account. You can save time and money while focusing on the important things: your self-employment, side-hustle, and your life.

FYRST is the digital banking bank for founders, freelancers and self-employed. It offers affordable banking services, a wide range of digital services, and innovative business solutions. As easy and digital as a FinTech, but as secure and competent as a major bank. Our dedicated page contains current information and assistance for freelancers and self-employed people in the context the corona crisis. Here's the latest information about KfW loans, and how to apply for them. FYRST is your digital customer bank. It offers extensive services and first-class customer service at very attractive conditions. Our entry account FYRST BASIC has no maintenance fees for freelancers and tradespeople. You can also opt for FYRST COMPLETE which is our all-inclusive business account that includes a free connection to the FYRST order management. Learn more about our attractive account options for your business!

Simple, transparent, and easily accessible. Shine is a professional online account that supports small businesses and the self-employed. Shine adapts to your needs, regardless of your status. It is specifically designed to meet the needs of small businesses, self-employed people, and micro-businesses. It is a real administrative copilot that simplifies the day to day running of your micro-business. This pro account is designed to simplify the accounting and financial management of your business. Shine is a flexible offer that can help you manage your finances easily, either alone or with associates. It was specifically designed for freelancers and small business owners and allows you to manage expenses associated with your activity with calm and ease. Your accounting partner of choice. Shine streamlines your accounting and simplifies the management process of your receipts.

MultiPass, a UK-based provider of intelligent electronic payment solutions is authorised and regulated under the Financial Conduct Authority. MultiPass Business Account is designed to meet the needs of companies that have global business activities. Top MultiPass features: • Individual IBAN numbers and account details for local transfers to the USA and UK • Payments in EUR, USD and GBP and 70+ other currencies • Live FX service at market-beating exchange rates • International and local transfers via multiple payment instruments – SEPA and Target2, SWIFT, ACH, Faster Payments and others • Corporate cards • Batch payments • Simple interface to a banking platform • Quick and fully remote onboarding - within 24 hours of submitting all required documents

Our platform is designed to reach out to and fill the banking and financing gap for the 41% of MSMEs in the Southeast Asia region that are not served by banks. We provide flexible, secure solutions at competitive pricing. We also offer best-in-class financial services to empower entrepreneurs. Our solutions are all geared towards empowerment. We offer a Digital Business Account, Multi Currency Business Account and Crowd Funding.

Intergiro's APIs are a financial toolkit that allows you to automate your business finances and provide banking services to customers. Intergiro is business-oriented banking: Intergiro offers multi-currency accounts and cards, as well as payment processing APIs and embedded financial services via an API.

Simple banking & bookkeeping for your micro business. All you need to get an instant business account, bookkeeping, invoices and receipts, as well as an eCommerce website, is an app. One account to manage your small business like the big guys. All accounts have two-factor authentication for extra-secure transactions. Kippa makes it easy to do business. It allows small and medium-sized business owners to track sales and expenses, send invoices and digital receipts, recover debts and open a bank account. You can even start receiving payments in minutes. Over 350k businesses trust Kippa to manage their business and make and receive payments from anyone. Kippa puts your business in your hands. Keep track of your sales, expenses, and debt. One app allows you to manage multiple shops. Send professional invoices to customers. Check invoice status (sent, viewed, overdue, paid). Keep track of all invoice payments.

Payowire offers virtual Visa and Mastercards for international payment. You can open a global bank account to receive from Amazon, eBay and other affiliate platforms. You can also make withdrawals from your local bank accounts. Payowire is a payment processor. Our product allows freelancers to receive and make payments quickly and safely.

Found's robust business bank, including automated tax and accounting tools, unlimited bills, and more. All without minimums or hidden charges. All Found's free features plus premium tools and advantages like advanced automation, 1.5% APR on balances of up to $20K and priority support. Found's all in one banking simplifies your self-employment and saves you both time and money. Manage your business anywhere using our desktop login and our free iOS or Android app. Found Plus is an additional set of powerful tools and features that are available within the Found app. It's a premium subscription plan that comes with monthly or annual options. With Found Plus you can connect Found with your Venmo or PayPal accounts to automatically see these transactions on your Found activity feed. You'll have shorter wait times with Found Plus's priority support.

Your payments, banking and cash flow all work seamlessly together. You can sell, save, borrow, and spend as quickly as you want. Square connects your payments and banking. Square Banking allows you to see your sales flow into your account. This makes it easy and fast to access and move your money. You can instantly access your Square account funds after making a sale. With your debit card, you can instantly spend and access money from your Square sales. Send money into and out of your bank account using your routing and account numbers.

Business banking with company cards Traditional banks are slow, inefficient, and not digital. We are different. Instead of waiting for weeks, you can open a company account in 48 hours. Online account opening with German IBAN. All employees can get VISA debit cards. Deposit insurance up to EUR100,000. Preparatory accounting allows for easy expense management. No hidden fees -- Accounts starting at EUR9/month

Mercury offers bank accounts that can help tech companies scale. FDIC-insured bank account openings that include API access, virtual card access, team management, and much more. Cashflow analytics, programmatic payment, instant runway estimates, cashflow analytics, and many other features allow you to make efficient decisions in real-time. Get to the heart of Silicon Valley. Our network and expertise are always at our disposal. Send money in three clicks via wire, check or ACH You can see where your money is going in real-time. You can control which features employees have access to. In seconds, you can find any transaction you have made. Fluent 2-factor authentication and full logs will keep you safe. Connect to Gusto and Stripe, Quickbooks and other tools in the financial stack.

Our bankers spend less time at the office and more time out on the road getting acquainted with our clients. Our bankers have lived in the neighborhoods and streets for over a century. Our local knowledge helps companies to analyze, evaluate and make the right decisions at the right moment. It is important to know what your business needs before it stops or goes. We are close enough to you to be able to quickly take action if necessary. We offer a wide range of banking products and services to individuals, businesses, municipalities, and not-for-profits. We are well-capitalized with nearly 1 billion assets.

A digital bank that is all-inclusive and designed for businesses. In just 15 minutes, you can apply for an overdraft or instalment loan. You can get up to EUR100,000. If approved, you will receive your funds in just minutes. Simple and transparent pricing. Access digital invoices, expenses. Automatic VAT estimations. Easy file downloads. BDO offers 100% digital bookkeeping. Multi-currency accounts, international transfer, foreign currency exchange and unlimited ATM cash withdrawals are all available. Also, BDO offers 100% digital bookkeeping, digital business loans, financial assistance, data protection, and digital bookkeeping. All included in your Premium Membership. Access financial assistance to help your business. Advice on loans, reducing accounting expenses, and overall administration. You can apply in minutes and get a decision within one business day. No branch visits or paperwork required. 100% digital application. You can always get support from a dedicated SME advisor.

Business checking that works for your business simplifies money management. This is the best option for small and new businesses that have basic banking requirements. Ideal for businesses that are growing and require more banking activity. For mature businesses with higher balances. Nonprofit businesses will appreciate these features. Premium services for complex banking requirements Take a closer look at all of our business checking accounts side-by-side to see the finer details. Answer a few questions and you can find the right business checking account for you. Our EZ Switch Kit will make it easy to switch to your new U.S. Bank business account. U.S. Bank ATMs offer no-fee transactions. Mobile check deposit and online banking. Access to payment products and business services. Start of disclosure content. A transaction includes all deposits, other credits, checks paid, and other debits, ACH, deposited items, signature and PIN-based transactions made with a U.S. Bank Business Debit Card.

Advanced digital solutions1 that will help you improve efficiency and manage your business. You can enjoy premium benefits to reward your partnership. Earnings allowance to offset service fees eligible. Monthly maintenance fee: $75 To reduce the cost of eligible bank services, you can use your earnings allowance. $25 minimum opening deposit. When you apply, please provide required documents. For seasoned business owners who have high transaction volumes and need to access banking services. Tools that simplify complex business processes and allow you to focus on efficiency will help you streamline your banking needs. There is no fee for the first 250 transactions in a billing relationship. After 250 transactions, $0.50 per item applies. Include up to five Optimize Business Checking accounts. Commercial Electronic Office®, (CEO®,) provides access to treasury management and services. Earnings allowance to reduce eligible service fees There are no fees for cashier's checks, stop payments, or money orders.

The business checking account is designed for small businesses and offers no NSF fees, upto 5% cashback rewards, perks and discounts. All this and more for only $10 per month1 with no minimum deposit If your card is lost or stolen, you can lock it in seconds. Your money is FDIC insured through LendingClub Bank Member FDIC. It is easy and quick to apply. It takes only a few minutes to apply! You don't have to worry about NSF fees, minimum monthly requirements, card replacement fees or any other fees that you would expect from a bank. Cash back on debit card purchases automatically Receive up to 5% cashback on restaurant and car rental bookings. Join our small business community to get seamless online banking that gives you $10 per month cash back! You can save money on bank fees and put it back in your business. We are changing the way we bank by eliminating NSF, monthly minimum, card substitute, ACH transfer and other unnecessary fees.

Monzo Business helps small businesses manage their finances. Start at no monthly fee. Monzo Business bank account gives you better control and visibility over your money. Monzo Business bank account allows you to spend less time worrying about finances and more time on the important things. All the same rules apply to us as high street banks. Online opening a business account is easy. Award-winning customer support, 24/7. Transfer money quickly and easily using free, instant bank transfers (UK only). You will be notified as soon as you pay or when you get paid. Pots allows you to set money aside and keep it separate from your balance. You can manage your business account online from anywhere you are with mobile and web access. Integrate accounting tools to ensure everything is in one place. In-app invoices and digital receipts keep you on track. Chat with us in the app anytime, or call or email if preferred. We will answer all your questions and solve any problems that you may have. There is no need to visit branches and there is no appointment required.