Best Banking as a Service (BaaS) Providers in Europe

Stripe Treasury allows you to embed financial services on your platform or marketplace. Your customers can manage their cash flow, manage their funds, pay bills and earn yield with a single integration. Stripe Treasury offers the modular components that you need to create a fully-featured, scalable financial product. We have partnered with banks to allow wire transfers and ACH, FDIC insurance-eligible account accounts, and faster access funds. All this from your platform. With one API request, create an account object. In minutes, onboard users can verify their identity and create an account with one our bank partners. Create a fund store and configure the properties for your financial product. Different ways to transfer funds into and out of your account can be enabled. To give users more options for spending their money, you can issue custom payment cards. Stripe Treasury was developed in partnership with a number of banks.

Treezor's white label solution allows you to integrate financial services into your client experience. It also enhances your business offer. Treezor, Europe's leading banking-as a-service provider, will help you every step of your payment project. You have a wide range of financial services that can be used to support your projects. Our modular, one-stop-shop solution allows any company (fintechs or large businesses) to speed up their banking projects by outsourcing all of their payment requirements to us. Treezor's tech, security and regulatory expertise will help you seamlessly integrate payments into your customer journey. Treezor is a creative and innovative platform for the top European fintechs to help accelerate the digital transformation. Treezor is the preferred platform to connect innovative companies, startups and fintechs with neobanks. One contract, one API and one integration with multiple services and endless possibilities.

Our API is used by financial institutions, including fintechs and cryptocurrency platforms, banks, credit unions, and banks to offer customers a fully regulated banking infrastructure as well as real-time clearing access. This allows you to grow your business on your terms and keep up with the times. Our banking license allows you to offer your customers FSCS-protected accounts. We handle the banking products so that you can concentrate on building the business your customers desire. Connect to our API to process payments faster and more securely. Choose the fully regulated accounts that are most beneficial to your business and your customers. Our cloud-based API allows financial institutions to focus on their customers and remain relevant in a rapidly changing market. We know the pain of dealing legacy systems, the cost and the risk involved with innovating within the financial services sector.

Integration platform for banking with low-code. Customers can connect fintech products to existing systems with the Sandbox Banking platform. The company's fintech partners can close financial institution sales quicker and offer seamless integrated experiences across banking customer system systems. Glyue allows banks and credit unions to securely integrate fintech products into their existing infrastructure. This helps them grow revenue and improve operational efficiency. Banks and credit unions can use Glyue™, the company's platform, to accelerate digital transformation. It provides pre-built API adapters, solution templates, and tools that allow them to securely connect their existing systems with fintech partners. Our growing network of partners and adapters in banking creates a network effect that benefits fintech and customers. Distribute BaaS APIs to fintech vendors. Sandbox Banking handles over 50 banks institutions' ongoing security, system maintenance, and business processes changes.

Finzly’s award-winning Payment Core will provide you with a payment infrastructure that is future-proof. Unify all payment rails with a single API and a payment hub to provide a rail-independent, single payment experience for your customers. Launch new financial products faster and with greater agility than ever before. Launch FedNow & RTP or modernize ACH & Wires. Or, centralize processing with our payment hub. Deliver a modern and customizable Treasury experience that is tailored to the demands of the digital economy. Finzly APIs can be used to support embedded banking through BaaS. Finzly’s award-winning OS empowers your bank's innovation and competitiveness at scale. FinzlyOS is a simple app-based operating system. It is almost as simple as adding an application to your smartphone to add new financial products. Add on-demand features to your brand and retain your existing customers.

It's easy to offer banking services to your customers. Offering banking products and services will enhance your value proposition and increase revenue. Synctera’s banking as a services platform includes everything you need to launch and scale embedded financial and banking products. Synctera’s BaaS platform allows companies of all sizes and across industries to build, launch, or scale embedded banking products. You can access all the best technologies to build a great product using a single, flexible and secure API set. Synctera’s extensive documentation is available to anyone, whether they are new to the financial sector or not. Synctera's BaaS platform has a variety of sponsor banks that can power the capabilities of your financial product. We facilitate relationships between you and a sponsor bank partner who is compatible with your unique vision for the product, target market and timeline. This allows you to launch and scale confidently.

We help financial institutions, corporations, and FinTech entrepreneurs bring to market highly differentiated payment options that are supported by a strong, immediate business case. Our white-label platform and API allow us to quickly deploy targeted solutions and generate significant new net revenues. Our interoperable platform is PCI DSS certified (Payment Card Industry Data Security Standards). It is hosted in Tier-4 data centers that have the highest security certification. Bankable's Virtual Manager, a cloud-based virtual account solution that can be added to any bank account, allows for enhanced cash management for global corporations. It can process standardised and proprietary data from multiple banks.

Work with 60+ Partners with a combined user base of 30,000,000 people. Every line of code can impact millions. Build a life, not just a job. Let us get you the best rewards, gadgets, and compensation. You focus on the future. You can scale your market-fitness to market dominance with a suite of over 20 products. If not, we're always happy to launch another one. We build rockets. We build rocket ships for banks, fintechs, or the next million digital businesses that want to offer financial service. You'll be in the cockpit. Not only will you be driving the existing routes, but also helping us chart new orbits. We don't believe micro-management or crushing hierarchies are the way to go. We prefer to decentralize ownership, allowing teams to create their own rules, roadmaps and reporting structures. We expect you to do so too.

Connecting Fintechs & Banks. To embed a complete range of banking services, including account opening and payments to cards, you can use Treasury Prime APIs. For Fintechs. You can get to market quickly with a pricing model that makes financial sense. Treasury Prime is 5x more efficient and less expensive than doing your own integration. Check out our products. The most comprehensive range of banking services. You get the full range of banking capabilities and the custom reporting you need to run your business. Great developer experience. The best documented and easiest-to-use API. Direct relationship with your bank Banking services are the backbone of your business. We work with multiple banks to ensure you have the right bank partner. For Banks. Unlock new growth channels New banking relationships can drive deposits, increase transaction revenues, and build noninterest income without changing any systems. 50% lower deposit acquisition cost. Commercial accounts can be opened in just 2 minutes, instead of 2 weeks. 30% more deposits.