Best B2B Payment Platforms for Small Business

It won't be the consumer who will initiate a digital payment, but rather the object that will understand the context, pay for the service and then deliver it directly. Pay Reply is a team of payment architects that designs and plans digital payment solutions. Pay Reply has the ability to create both online and in-store digital payments solutions. Our development framework makes use of a variety of technologies onboard user devices to create context-based solutions. Mobile POS is Pay Reply’s mobile payment solution. It works by combining ordinary smartphones and tablets with a PIN pad. This simple device can read payment cards and process transactions according to the security standards and regulations of national and international circuits.

Business payments can be cumbersome and cost you time, money, and customers. We offer an API payments infrastructure that allows you to automate and embed payments. Operational efficiency and revenue drivers are possible. Automate your B2B payments flows including receivables and payables, collections, disbursement, and disbursement. Maximize efficiency and reduce operational costs by automating your B2B payment flows. Payments should be at the core of your platform, workflows, and customer experiences. Integrate access to international, UK, and card payment schemes into your software. We are the 'out-of-the-box' payment plumbing you need to create the next bank or payment service. Our platform will help you grow faster and reach new heights. Automated, real-time, 24/7 loan disbursement and collection of repayments into separate accounts. With a real-time view and instant emergency payments, you can pay workers on time every time.

Nium is a catalyst for fast deployment of new financial services for all sizes of businesses. Instant access to a global network that offers card-issuing, payout, and pay-in capabilities. Your customers will be able to access new services, you can monetize your cash flow and build your own global payment network. Transfer money to your customers, vendors, and employees worldwide via the world's largest global network. Discover our purpose-built, turn-key API suite. Nium integration is easy and quick. Our modular, cloud-based API suite allows you to build your global solution. As you scale, integrate new features and geographies. Our API suite includes RESTful methodology, HTTPS authentication and verbs. JSON is also available. This ensures a reliable platform and easy integration. Explore our documentation and start prototyping & building your solution in our sandbox environment.

PrimeRevenue, a leading provider of working capital technology solutions, assists more than 30,000 clients from 80+ countries to optimize their working capital. This allows them to fund strategic initiatives efficiently, gain competitive advantage, and strengthen relationships across the supply chain. Supply chain finance, also known as approved payables financing or reverse factoring is the best way for large and mid-market corporations to access cash to fuel growth and respond to economic volatility. Companies from the middle market up to the top corporations in the world have been helped by our team to free up billions of working capital. Imagine what we can do for you. PrimeRevenue SurePay Platform, an industry-first platform that optimizes B2B payments for the entire supply chain, is a first in its class.

SwooshTransfer's mission is to make cross-border collections and payments easy, secure, quick, and cost-effective. Integrity and security are our core values. We aim to increase conversion rates at all stages of the payment process. Smart payment solutions that automatically reduce fraud or non-payment through machine intelligence. This software was created to make it easy and affordable for students and institutions to reconcile payments from any country in the world. The company is dedicated to alleviating the pain points of patients and healthcare providers by streamlining cross-border payments and improving customer experience. SwooshTransfer Ltd, an FCA-regulated FinTech, provides cross-border payment services that are safe, convenient, inclusive, and affordable to users around the world. We offer advanced technical capabilities, such as blockchain and AI risk management. We offer global payment services that are faster, cheaper, and more secure than traditional ones.

You can pay your bills, advance your invoices, and solve your liquidity issues all in one 100% digital platform. You can pay your suppliers digitally 100% through the same Xepelin platform. You can pay directly from your box, or you can access financing. You can sync your accounts payable and centralize information about your suppliers on one platform. Our platform makes it easy to order, finance, and keep all of your invoices current. With personalized terms and interest rates, we can anticipate payment of up to 100% your bills right away. Xepelin provides liquidity for you to grow your business, invest in it, or acquire assets. Register, link your company, and operate all online, without the need for face-to-face processes. Our Artificial Intelligence model will evaluate your request in minutes.

Our global banking APIs, fintech expertise and customer support will help you reduce your time to market, lower the cost of global payment processing, and expand your services and products internationally. It can be difficult to open international bank accounts. We will make it easy for you by making global reconciliation, direct debiting, and a unified global bank experience simple. International business can be done like a local. International vendors and customers can be paid with ACH, SPEI and SEPA wires. Our global network of FX and payment institutions gives your customers access rates that were previously reserved for the biggest corporations. Our new approach to cross-border payment ensures that no one is left behind. We believe in removing financial barriers to growth to ensure that every business has the chance to succeed.

Our world-class suite if APIs allows you to send and receive payments instantly. We approve you even if other providers turn you down. Our products will be tailored to your needs. We take care of the details so that your teams don't have to spend months integrating payments. We combine traditional and unique payment solutions in an easy to use product. We pay your money every day so that you always have the resources to do more. Automate your etransfers and stop reconciling payment emails. Our lossless etransfer gateway ensures that no transactions slip through the cracks. Your back office receives instant notification of the payment. There is no need to accept and process etransfers manually again. Your system initiates the payout by sending the customer's email. When the customer deposits money, your back office is immediately notified. You can automatically collect funds from the customer's bank accounts.

Cross-border payments are simplified so you can concentrate on your customers. Transform your mobile, business, and foreign remittance payments today. Money service businesses can quickly connect customers with other countries and allow them to send money home. Corporates can easily send and receive cross-border payments from a single platform. International airtime top up, mobile recharge and bill payments solutions. The largest telco in Middle East receives a huge boost to its mobile network and airtime network to instantly benefit more than 7 million users. Our foreign remittance service allows you to allow your customers to send money home quickly, securely and reliably. Our intelligent API allows you to monitor your internal payment system and mobile app in real-time. You can access everything: source codes, technical specifications and more. To get a feel for our API, you can use our intuitive live test.

FLEETCOR is leading in business payments innovation. Our innovative solutions streamline the payment process and help companies manage spending. Business is changing. Payment methods should change too. FLEETCOR automates, secures, digitizes, and controls both back- and front-office payments. Innovation is part of our DNA. Each year, we process billions in transactions across over 100 countries. We are not only developing better ways of paying. We are shaping the future of global business payment. We set high standards and welcome new challenges. FLEETCOR continues receiving recognition and winning awards for its impressive growth trajectory, technological innovations and leadership achievements. FLEETCOR isn't just at the forefront technology-wise, but we are also shaping the future business payments landscape with innovative products, sophisticated automation and secure processing. We offer businesses a better way of paying.

Global B2B payment solutions that are fast and easy for sellers, freelancers, SMB/SMEs and enterprise-level business owners. Metaprise allows you to pay and get paid quickly in multiple ways around the globe, all from one platform.

Business buyers want the option to pay 7, 15, 30 days, 45, 60 or 90 after purchase. We manage all collections and assign a credit limit to your international buyers in real-time. It is set up once, for all territories. This eliminates all manual work and risks. Offer your customers the payment terms that they need to complete their purchases. Sprinque's revolving line of credit encourages faster purchasing and more frequent orders. You don't have to worry about late payment or cash flow. We pay you instantly, and we take care of collection in a manner that is most convenient for your customers. You can use the service offline, through your favorite e-commerce plug-in or by creating your own payment experience using our APIs. We adapt to your way of working. Sprinque performs a real time credit risk assessment as part of your onboarding process. This allows you to approve terms for buyers before they begin purchasing, and not after.

We connect you to payment solutions that work seamlessly cross-border. KeetaNet is a real-time network that was built from the ground upwards. KeetaNet's proven capacity of 50 million transactions per seconds allows it to scale orders of magnitude faster than competing solutions. We vertically connect with banks, FX and regional payment networks in order to deliver payments faster and more efficiently. No matter how your system is set up, our platform APIs make it easy to connect to the world. You can facilitate domestic and international payments quickly and at wholesale rates with multi-currency accounts and regional payment systems. Keeta Platform makes it easy to implement, whether you're building financial tech that has international capabilities or need a la carte solutions. We manage the regulatory environment in each country and area we serve so you can concentrate on building.

SUNRATE is a global payment and treasury platform that helps businesses manage their finances. Since its founding in 2016, SUNRATE has been recognised as a leading provider of solutions. Its cutting-edge platform, extensive global network and robust APIs have enabled companies to scale locally and globally, in 150+ countries. SUNRATE has offices in Hong Kong and Jakarta, London, and Shanghai. Its global headquarters is in Singapore.

Slope's APIs and software allow you to accept online payments, offer flexible terms of payment, and automate the order-to-cash process. Accept credit card payments and ACH payments from businesses using a single API, or our invoice links without codes. We offer guest checkout, invoices based on milestones and custom timelines, as well as same-day ACH, to meet all your payment requirements. Offer your buyers net, installments or custom terms at no extra risk. You can approve customers for financing in seconds for future purchases. We handle all the risk, collection, and beyond. You get paid immediately. You can eliminate manual processes from processing customer orders, to applying remittances on open orders in your ERP. Slope's flexible workflows will eliminate friction and ensure that every dollar is reconciled.

IBAN account for SMEs, freelancers and companies can be opened online under Registration. Experience the best conditions on the market without any paperwork. You and your employees can get free physical and virtual cards. Save, exchange, receive, and spend money like a native in 150+ countries.

Tabs is the most flexible B2B revenue management and billing platform in the industry. Use AI to streamline the contract-to-cash flow, even if contract terms or pricing change. In B2B, it is common to accommodate a variety contract terms. The ripple effects on finance are dramatic. Teams must read, classify and record contract terms manually. Spreadsheets are used to store and structure data. This is all before you even send out invoices or follow-up on late payments. It takes hours to code new contracts into spreadsheets or ERP software. Calculating invoices can be a difficult task, especially with complex spreadsheets that are prone to errors. It's hard to scale. It's not that customers always pay late. It takes too long to create and send invoices. The due date approaches by the time the invoices are sent. Manual work allows errors to creep into your process.

Thunes is developing a global payment infrastructure to provide a better experience for customers. Your business and customers can easily connect to Thunes APIs to send payments to and receive payments from any part of the world. No intermediaries. No endless delays. Fast, transparent, and reliable payments. We have a solid and direct network that is reliable, trustworthy, and far-reaching. Our payment flow is optimized to each market and includes deep local insight into the difficult last mile. Access 130 of the most important and fastest-growing economies in the world, from 130 countries. Thunes integration makes it easy to make cross-border payments or collect funds.

Cashfree is a B2B payment platform that allows businesses to collect and disburse payments using its suite of solutions, including: - Payment Gateway that offers advanced features such as Instant Refunds, Instant Settlements, and Card Pre-authorization. API Banking platform – Payouts used for bulk disbursals such as vendor payments, delivery partner payments and salary disbursals. Other options include UPI Stack, Marketplace Settlements, and Refunds Suite.

Transpay is a specialist in sending funds directly in your recipient's local currency to their bank account. This service has been used by over 90% of all bank accounts worldwide. Most bank deposits are delivered within 24 hours in major markets. More than 60% of payments reach the recipient's account within an hour, and more than 95% within 24hrs. Our network is flexible. We are experts in sending bank deposits and also offer the option of having funds sent to a mobile wallet, or made available for cash payouts. While many payout providers claim they can reach hundreds of countries worldwide, few can match Transpay’s coverage in difficult markets with volatile currencies and complex regulatory and banking environments. Transpay's direct integrations to top payout partners around the world allow you to expand your business internationally and pay your cross-border recipients just like if you were locally.

CoreChain has processed over $1 Billion in B2B transactions to date. It is the only network that uses enterprise Blockchain to scale and secure the exchange of B2B payment transaction data and funds. CoreChain Network facilitates digital B2B payments between buyers, suppliers, and vendors. It leverages enterprise Blockchain DLT (Distributed Ledger Technology), to make companies more efficient. CoreChain helps companies move away from outdated "paper check"-based solutions and into a modern digital payments tech stack. This simplifies business processes and boosts profits. CoreChain provides all the essential elements of an integrated payment solution.

TeamApt's first approach to financial happiness was to create financial solutions that optimize the core bank back-office operations for partner banks and financial institutions. Our products were used by 27 financial institutions to improve the service experience for more than 10 million customers. Many people were excluded from financial services because they couldn't find financial happiness by helping others. To achieve our mission, we needed a shorter and more direct approach. We used our industry knowledge, technical depth, and customer-first approach to start working on direct consumer-facing products. Monnify allows formal businesses to use our payment infrastructure to accept and manage payments. We offer small-scale businesses affordable, flexible and quick-term working capital.

Leverage Dandelion is our first-of a kind payments platform. It modernizes how fintechs, banks and ERPs integrate cross-border real-time payments between consumers and businesses into their products. Ria Money Transfer was a provider of consumer remittances, mostly to Latin America. Euronet acquired Ria Money Transfer in 2007. Since then, we have expanded to other delivery channels such as bank accounts and wallets. Ria now has more than 3.7 Billion accounts and approximately 500,000 cash points. We have access to approximately 170 countries and territories worldwide. This network was built by us and we are now making it available to others. You can access all the benefits of Ria Network including digital accounts, cash locations and compliance. All this at lightning speed.

Your complete checkout solution for global payments, fraud, tax, and compliance management. You can create a D2C channel that meets your current needs and allows you to expand into the future. We will take care of the back-office so that you can concentrate on what is most important -- making customers happy. Selling online is simple. We have the expertise and tools to help you grow your business worldwide. We help brands reach new markets in months and not years. We have built a global infrastructure that includes 26 local acquirers, 9 local entities and 120+ payment methods. This infrastructure gives brands the Onshore advantage™ of providing great local customer experiences.