Perhaps I'm just young. But, I have paid overdraw charges on checking accounts, and I'm sure you have too.
My comments were solely about credit cards. Bank accounts with over-draft fees are a completely different topic. I would be happy to discuss that line but in a different thread my comments do not pertain to bank accounts but to credit cards.
Maybe you should acknowledge that it is possible, at least in theory, to use credit cards to your advantage?
Absolutely not. I will not make that statement under any pretense. My points have not been made to change your mind on the matter nor will I change mine on this matter with your absurd comment. I am presenting a side where I have stated credit cards are bad.
Note: I have never paid a penny of interest on credit cards.
Sorry I don't believe and even if you haven't playing with fire will burn you at some point. Ask any fireman