Or, you know, you could just not text while driving. That might be a cheaper and easier way of avoiding fines.
Your "you know" phrasing is rather condescending; if intended, then (insert expletive). If not, please pardon my misinterpretation and read on.
I was offering this as a way to protect the privacy of one's phone even if you weren't texting... I don't want people crawling over the contents of my phone, whether I was texting before that or not.
Past that: I intend to text while driving. I'm good at it. I know when to do it and when not to. I began texting in 2004 and now have 12 years of accident-free driving supporting the idea that I'm doing pretty well at knowing my limits.
Past that: people are going to text while driving, whether I do or not and whether they are good at doing so or not. I'll advise my kids not to because they're very inexperienced; that might slightly reduce the amount they do it, or it might not. When they get to be good drivers, I won't hassle them about it because it will be their choice and their consequences, and they might even be good at it.
When I hear about someone getting killed because they or someone else texted, I'll be sad. Just like I'm sad when I hear someone died because they drove faster than they were really capable. And neither will shock me, and neither will prompt me to go tell my neighbors not to drive fast or to text while driving. Because that would make me an overbearing busybody that people dislike, AND it won't change their choices.