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Submission + - Apple Patents Crowdsourced P2P Mobile Banking (

psema4 writes: Techcrunch has a story today on an Apple Patent application "that ventures a little farther afield than most, and describes a mobile banking concept that is truly innovative, which could essentially turn iTunes into a micro-lending bank."

What's particularly interesting (and depressing!) is that standards bodies working on developing protocols in this space can't discuss the patent online without serious risk.

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