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Comment Re:FFS (Score 1) 38

What has any of that got to with anything?!?

No one has said that CSIR should be shut down, did you actually read the article or even the summary?

Yes if the public schools decide to raise money by renting out their school halls to the public so they can host private events and it turns out that the cost of doing so is greater than the revenue generated they should stop doing that. Are you seriously trying to argue they shouldn't?

If the DMV decides to set up a stall selling candy bars to the people waiting in line and they find that the costs of doing so are greater than the revenue generated they should stop doing that. Are you seriously trying to argue they shouldn't?

If a public research agency, say like CSIR in India, decides to setup a commercial division, say like CSIR-Tech, to commercialize their research and it turns out the cost of doing so is greater than the revenue generated they should stop doing that. Are you seriously trying to argue they shouldn't?

Comment Re:Yeah, the bubble will pop long before that (Score 1) 374

> Insinuating there is no incentive to pick a good major because your loans may be eventually discharged is disingenuous. In most cases you need to be having financial hardship for decades to discharge your loans. That certainly isn't a great situation to be in.

I didn't insinuate that. In fact, I said the exact opposite of that.

Comment Re:Yeah, the bubble will pop long before that (Score 1) 374

And yet numerous countries don't use private bank loans to fund tuition and somehow have just as good access to higher education.

And the topic is lowering costs, right? Not improving access?

While that data would be great to have it won't actually do anything. People already take out loans to do college degrees that are obviously not worth it in terms of ROI (they may well be worth it by other metrics of course). Since the loans are almost impossible to discharge banks are still going to make those loans for degrees that won't have a positive ROI for the student - they still get their paid after all and get a bailout if somehow they don't.

The idea that the market can be efficient when risk is artificially removed or reduced is just silly.

Comment Re:Yeah, the bubble will pop long before that (Score 3, Insightful) 374

Just get rid of student loans. Scholarships and so on are fine - they work in numerous countries that don't have such expensive education costs since they tend to limited in scope and not unbounded.

Student loans on the other hand, seem to be designed to increase the price of education. Remember US banks were just fine with loaning out millions of dollars to people with no income and no job to buy overprices houses, what do you think they are going to do when the government makes loans they make to students almost impossible to discharge. And the banks know the government will bail them out just like every other time if the shit really hits the fan.

Of course colleges are going to be jacking up prices. As long as the banks keep loaning enough to the students to pay them. Why would they leave that money on the table - the student is the one who gets screwed not the college after all.

Comment Re:age 30 is old and $60K is "wealthy" (Score 3, Insightful) 153

30-44 is also the age of the people who were in school (and just out of school) when file sharing took off in the mainstream (napster was 17 years ago...).

They would be the group I would expect to be the biggest "pirates" - they're the group who got the internet as a free download anything you want wild west. Younger people got the app store style pay a few dollars experience instead.

Of course, 14 years is far too big an age range given the domain is internet related it includes some before and after that time frame.

Comment Re:Potential Damages? (Score 1) 318

They can think about it all they want, the solution might still be "better hope out intelligence/law enforcement agencies catch them in the planning or setup stages because there is nothing we can actually do once it happens except catch them later". Plus of course "get the President to the [whatever the protected area is] at the first sign of trouble".

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