You'd think that large corporations would already have incentive to secure their data, aside from being required to do so. I would imagine that the cost of taking some basic measures to up your game would be much cheaper than paying out large sums of money in lawsuits to people who had their credentials compromised. Simple things like full drive crypto on laptops, or sanitizing database inputs to prevent SQL injection are not difficult to do, yet would prevent against a laptop theft from a car or someone dumping your entire database. Cryptography is good, but not invincible. Motivated attackers can use distributed cracking tools, rainbow tables, or merely exploit a weak avenue and wait for password re-use. I'd like to see requirements for companies notifying individuals if there has been a breach, but I'd also prefer that simple security measures were put in place so that disclosure laws didn't need to be invoked very often.