In California, it's almost $50 a month for a 380W server. I switched to an old 14W netbook with an SSD and a 4TB drive hanging off the USB 2 port, which acts as a file server just as well. It can't transcode, but I store everything in MP4 anyway. I turned off the Wifi and Bluetooth radios and saved another 4W.
My local Mercedes dealer tried to rip me off, telling me I needed rotors when I only needed pads (the rotors are visible through the wheels and you could easily see they were fine). When I asked them for the rotor measurement, they were suddenly interested in replacing them for free, but only after they realized they couldn't rip me off.
This is how mortgage companies get around the "you can't own Escrow companies" law. ABC Mortgage... meet ABC Escrow, an "independently-owned" corporation which only works exclusively with ABC Mortgage.