I'm going to die anyway - it makes no difference to me if it happens at age 60 or 70.
I'm sorry to hear that you value your life so little.
(Or perhaps you're just very young...your opinion may change when you're 60. Family lore has a story about my grandmother going to nursing school when she was 50, and some snot-nosed young brat in her geriatric medicine class saying, "I just hope I live to be 50, by then I will have done everything I want." Grandma, bless her, gave that kid an rapid education.)
I am of the opinion that insurance is unnecessary for young healthy people (below age 60), since the odds of getting sick are about the same as the odds of winning the lottery. i.e. Near-zero.
You are wrong by several orders of magnitude.
Odds of winning hitting the jackpot in a 6/49 Lotto: 1 in 13,983,816.
Odds of getting cancer before age 40: 1 in 70 for men, 1 in 50 for women.
I consider MY view to be the more intelligent one and since this is a "free" country, I am entitled to the view.
Yes, you are entitled to that view. As I have demonstrated, it is based on hideously wrong assumptions, but you're entitled to it anyway. And I am entitled to the view that "Tax policy is giving you an incentive to behave more intelligently". Great, now that we've affirmed each other's rights of belief and speech...what's your point?