Correct, but at least you can make the wrong slightly more convenient. If you're going to force me to buy a product that I neither want nor need, the least you can do is pick it out for me, purchase it for me, and just let me deal with the bill.
One of my biggest objections to Obamacare as it has been implemented in Oregon so far, is I don't have 164 hours of my life to give away to downloading a 19 page PDF, to print out, fill out, send in, get the wrong one back, get my identity stolen by the prison inmate doing data entry, get the right one back, pick a plan, get told it's the wrong plan, get a guess on what my subsidy will be, pay the wrong amount, have to write 6 checks to pay the right amount, only to get fined in the end because they lost the paperwork.