How is the OP insightful? Content copying has never been anything like today, in either scale or accuracy.
There's simply no comparison between the triviality of copying&distribution of media with pre- and post- internet era. Millions of people can download an unauthorized song, movie, video game (etc) within the first 24 hours of release and suffer a zero quality loss. In very old times, there was simply no method to create exact replications-- and until [relative] recently, there has not been a distribution method anything like the internet.
... Now, if you can't be bothered to write a novel because you won't get megabucks for it, then clearly you neither love writing, nor do you feel any particular drive to do it. So why should I care if you never write your novel?
While there may be a few people who are demanding millions for their independently generated music, artists themselves are generally looking for enough money to pay for their life + support a family. Just because someone doesn't write their novel because they have to get a job to feed their child does not mean they don't have passion. This whole thinking of "Everything of passion should be for free" is absurd when survival in any modern civilization requires a job that pays the bills.
And no, the current top-50 RIAA propped artists are not a true reflection of creative people in the world.