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Comment Re:surcharges aren't a profit center for auto ins. (Score 1) 365

I work in the insurance industry, and you seriously misread their motivation. Surcharges for violations are not a profit source for the industry, far from it. They exist to try and equalize the risk associated with bad drivers and if you crunch the numbers on premiums vs. claims you'll find that they barely manage to break even on some of these drivers even with the surcharges.

That's not the problem.

They might have to fire an awful lot of people if we replace the idiots behind the wheel with machines.

Comment Re:Intellectual property is a hoax. (Score 5, Insightful) 212

Intellectual property is a useful social construct.

Sure. The problem is that these people think that draconian legislation is the answer to a changing marketplace that made their business model obsolete.

Imagine if the buggy-whip manufacturers had had enough money to bribe the government to pass laws preventing manufacture of automobiles...

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