My house is about the same size as yours.
I got in early, and installed 52 panels, but the state rebate paid half of the cost. I also got 'whole house battery backup' - which they pay nothing towards.
I got Sanyo 190w panels (not as good as those you can get nowadays) and I produce way more than my house uses during daytime.
Total cost of install = $85k. About 6k of that was batteries, and so, I paid $45k
I have 14 computers in a 'computer room' and big electricity-guzzling plasma telly to go with it.
Our bill went from $300 a month down to between 50 and 120. If I turn the computers off, I expect I could cover everything and have $0 bill.
Just on those savings alone I'll get about $2500 a year, which is 20 years (ish) return.
However, the return $'s isn't actually in the savings in electricity bill - it's in the SREC's that you produce. Those sell for between $100 and $600 depending on who the NJ state governer is at the time. I generate 12 a year, so I can get $3-4k out of that for 10 years.
I calculated my ROI to be about six years based on all those figures. Unfortunately, the state of NJ got stiffed by Christie who refused to up the # SRECS cap, and so there's a glut of them on the market (so many people bought into the state promotion) and they're massively devalued now. If you were to buy what I have now, I expect it would be about 15 years return.