Everyone has the power to create debt. Money is just readily transferable debt, which is the entire point of it: I do some work now for someone, and they don't produce anything that I need right now, then they give me some tokens representing the debt. I can use these tokens to exchange for some useful product or service from someone else who doesn't directly want anything that I produce.
Saying that money is backed by debt is a nice libertarian talking point, but it doesn't actually convey any information. Money exists so that you can balance unequal trades with a promise that they will be equalised in the future, and any promise of future balance is debt.
There's an old stock market scam. You open 100 accounts. You invest randomly. After a week, roughly half will be turning a profit. You close the ones that aren't, and do another round of random investing. Again, roughly half make a loss, half a profit. After a few rounds of this, you have lost quite a lot of money, but you have one account that looks really stellar - huge returns on investment. You then open this up to investment, with the disclaimer that past performance does not guarantee future results, and wait for the money to roll in (you can then invest this in your own companies, or just take it and run away).
Much the same applies with CEOs. You take a few thousand business graduates each year and put them in management positions. They all make random decisions. Then you cherry pick the handful that have made decisions that turned out well. Then you say 'Superstar CEO, please pay enormous salary'.
Not having a license on every file is a colossal pain for people wanting to take part of your code and integrate it into something else. I recently went through this with OpenIndiana: they wanted to take some of my code from another project and include it in their libc. This is fine - the license I'm using is more permissive than their libc so there's no legal problem - but I'd forgotten to include the license text in the file, I'd only put it in a LICENSE file in the repository root. Keeping track of the license for one file that is different from the others in the project imposes a burden for them and, without the copyright in the file, potentially means that others will grab that file and think it's under a different license.
In short: Please put licenses in files. It makes life much easier for anyone wanting to use your code. If you don't want people to use your code, then you can save effort by not publishing it in the first place.
Chairman of the Bored.