Sure in the lean times we don't get the nice bonuses we are used to but we get to keep our jobs because they don't squander away money when times are good because they know bad times are coming.
Common sense that seems lost in this day and age.
Under this system, who gets the money if I live in Oregon, but I drive north to Colorado to go skiiing?
That would be a long drive!
I judge a religion as being good or bad based on whether its adherents become better people as a result of practicing it. - Joe Mullally, computer salesman