* Have to go to community college for the first two years
This assumes CC offers the necessary courses, and that the destination accepts credits from the former.
* Have to live with mommy and daddy for a few years
This assumes that mommy and daddy will take you, and are located somewhere you can live/work
* Have 6 roommates
Try to find a place with 6 reliable roomates that's conducive to good studying
* Have a job (yes I am aware that isn't as easy as it sounds)
Not only difficult to find a job, but how about finding one that works with your student hours
* Wait a few years to attend college so you can save money
While trying to get by on a minimum-wage job that basically lets you save nada
* Join the military so you can get the GI Bill
And die in some godforsaken desert, that way you never have to worry about education.
* GO TO A CHEAPER IN STATE SCHOOL!
Assumes there is such a school that offers quality for price, and will land you a job.
How about this. How about we stop treating education and student loans as the next great cash-cow bubble. How about we all take responsibility for the future by offering those who can demonstrate good learning (attendance/grades) a good education... instead of leaving students scrimping for the few scholarships that aren't related to a religious/ethnic/sports/etc affiliation. There was a day where the US and Canada were well respected for their innovation and intelligence, now we're just selling ourselves out. Education is an investment that can pay back for the whole country.