Nowadays, it just means you are doing a bit better than average.
WTF? A bit better? When the average person household makes 55k a year and has negative net worth and saved 19k for retirement being worth more the 1 million+ is not a bit better then average. It puts you in the upper 1% of the poopulation.
Very bad reading comprehension by submitter. So bad it made me log in to down rank this article.
You are missing the 3rd and most important aspect of a functioning free market, symmetrical information.
Even rational and educated people can't make the right decisions with out all the relevant information.
The only person who always got his work done by Friday was Robinson Crusoe.