It's affected me about as much as the sequester did. Meaning, not at all. And I work for a heavily federally regulated and subsidized industry. My best friends wife works for the the VA and she was told that she was "Critical" and would have to work without pay until the budget was passed. She suggested she felt the flu coming on and suddenly she was getting a paycheck again.
This is all for show. The government quite literally prints money. They don't need a budget, they don't need dept. All of the money they bailed out the banks with was quite literally created out of thin air. We're once again being distracted from the real news. Enjoy the show.