Comment Re:The whole system is to blame. (Score 1) 123
Tax ID == SSN - it still doesn't solve the actual issue of using it (TID or SSN) as authentication, whereas all it is is identification material. And yes, banks DO have the right to demand your SSN, as does your employer, your retirement fund, and any other company where you may make, store or transport money, as they have to report that to the IRS. While insurance companies (and doctors offices) can't use HIPAA to require your SSN (look up the 837P and I specs - SSN is explicitly not required and may not be required), most still put it on their form. Just write "NOT GIVEN - CALL ME" and have yet to be called about it in 10 years of doing so.