Hell, even my credit card company doesn't screw me over
Or you don't notice. Remember that money is not the only thing they can screw you with.
For example, I'm getting more and more angry every time YouTube tries to convince me to use my real name, and it never goes away. The best you get out of it is "ok, we'll ask you again later". No, you stupid piece of crap, I want you to accept my answer once and for all, period.
But, Google wants your personal data, because that is what they are selling to their customers (which isn't you, you're the product). So they keep insisting as much as they can get away with. Because my account data with my real name on it would be more valuable then without.
Some companies screw you on service fees, some on quality, some on customer service - but they all screw you somewhere.