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Comment Re:The People Problem (Score 1) 595

I have to disagree with much of your post. I don't think your in-laws' experience is that close to typical.

Norway's system may be superior, I'll take your word for it. But honestly speaking, it SHOULD be. Norway's problem is much more manageable because Norway is quite a bit wealthier than the US (53k per capita GDP vs 45k) and has a population the size of Kentucky.

Kaiser Permanente, which is a single insurance provider in the US, has twice as many members as Norway has people (and rates extremely highly for quality of care, by the way).

Have you ever asked your in-laws why they go to a doc-in-a-box and don't pick a primary physician? Every insurance plan I've ever had has let me pick a primary doc and see them any time - I've had the same doctor for 15 years.

Most people I know have "their" doctor and stick with them until they decide to switch or a change of insurance takes them out of their list of approved providers. The only people I know that don't have a primary physician are younger people who haven't had a reason to see a doctor since they left their parents insurance.

Also, maybe I haven't been paying attention, but I've never seen an employer require a doctor's note for sick leave of any length. Maybe companies put language to that effect in their employee handbook in case they need it to deal with abuse of the system, but in 20 years working I've never known of anyone being asked for a note.

Comment Dell Studio Hybrid (Score 1) 697

I've been running a Dell Studio Hybrid for 6 months. They're assembled from laptop parts so they're very low power. It's completely silent. It has a fan but I've never heard it. It's about the size of a mac mini and starts about $100 less. Looks very inconspicuous in the living room - more like stereo equipment than a computer.

I couldn't compare speed between it and the mac mini, but mine is running windows 7 (because I couldn't get Ubuntu to send sound through the HDMI to the TV) and 2 instances of Ubuntu simultaneously under Sun's Virtualbox and I've never had a speed problem except some sketchiness when running the blu-ray dvd player (regular dvd is fine, Hulu is fine).

It comes with a wireless keyboard and mouse that has a pretty good range - I use it from across the living room.

Comment Re:credit-unworthy or just greedy? (Score 1) 1259

Charging a higher interest rate for "credit-unworthy" people makes it more likely that they'll default, making it a self-fulfilling prophecy. This holds true for all borrowers.

That may be true at the level of the individual borrower, but the system of higher rates for lower quality credit evolved over time because it makes money for the lenders. The higher resultant default rates are part of the calculation when they determine the interest rates.

Comment Re:Barry's Fault (Score 1) 573

October 9, 2006, not 2008.

But honestly... are we going to debate whether a US president, sitting or past, is responsible for the actions of KJI? That guy is a nutjob and an egomaniac and to pretend that he's only that way because of the behavior of the US is dangerously naive.

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