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Comment Re:Responsibility to customers (Score 4, Informative) 437

Directly from the Amazon/Kindle Terms of Service (TOS)
http://www.amazon.com/gp/help/customer/display.html?nodeId=200144530

Use of Digital Content. Upon your payment of the applicable fees set by Amazon, Amazon grants you the non-exclusive right to keep a permanent copy of the applicable Digital Content and to view, use, and display such Digital Content an unlimited number of times, solely on the Device or as authorized by Amazon as part of the Service and solely for your personal, non-commercial use. Digital Content will be deemed licensed to you by Amazon under this Agreement unless otherwise expressly provided by Amazon.

I guess that since they returned the money, the assumed a defacto reverse logic to the terms of their agreement. How many times in logic courses was it emphasized that:
if a then b
does not necessarily mean
if b then a
I guess they missed that lesson

However... further down in the TOS they state (as will be an argument for their defense):

No Illegal Use and Reservation of Rights. You may not use the Device, the Service or the Digital Content for any illegal purpose. You acknowledge that the sale of the Device to you does not transfer to you title to or ownership of any intellectual property rights of Amazon or its suppliers. All of the Software is licensed, not sold, and such license is non-exclusive.

and to be clear, they define software as

4. Software: Definitions. The following terms apply to the Device and to (a) all software (and the media on which such software is distributed) of Amazon or third parties that is pre-installed on the Device at time of purchase or that Amazon provides as updates/upgrades to the pre-installed software (collectively, the "Device Software"), unless you agree to other terms as part of an update/upgrade process; and (b) any printed, on-line or other electronic documentation for such software (the "Documentation"). As used in this Agreement, "Software" means, collectively, the Device Software and Documentation.

Therefore the content (the book) is not defined as software, and therefore the content, in their own words, is OWNED not licensed.

For those who had this book removed, you have been stolen from and should press charges. If someone breaks into your house, takes your PS3, and leaves $400 cash where it was, does that mean they are not stealing?

Comment Re:Wait until health insurance companies hear this (Score 1) 411

Many medical options already do, via incentives. My insurance company pays 20% of any gym membership I want to sign up for. I have a friend whose insurance company sponsored a contest for individuals reducing their blood pressure, and he ended up winning a high end exercise bike. They don't typically charge less, but they are actively increasing their "Value added" features to reduce the cost of claims.

Comment MyRate by Progressive (Score 4, Informative) 411

MyRate by Progressive (as mentioned in the summary) has been around for quite some time (in select states) and I am a longtime customer. Here is how it works:

You get a computer chip that installs on the ODBCII port on your computer. Every 6 months (when you renu your policy), you pull out the chip, plug it into your computer via USB, and upload the data with your policy renewal request. You can view charts of your driving speeds, times, etc.

Progressive then offers you a discount percentage off of your base premium. They have an explicit policy that utilizing this chip cannot INCREASE your premium, only give you the option of a discount (in other words, we overprice our policy, but give you an option to recoup it if you drive less)

The discounts are as follows:
5% = participation discount
5% = safety discount (stay below 75mph and the discount is yours)
up to 10% = based on driving time / milage.

The 10% is calculated roughly as such.
At the beginning of the tracking period, you are given a 10% discount. then for every mile you drive, that percentage is reduced by a fraction. That fraction (something around 0.0006% per mile) is determined based on the time classification you drive. they have 3 classifications of driving time, low, medium, & high. High are times such as rush hour, and overnight, medium are weekends & lunch hour, low is everything else.

Ultimately, with both the safety discount and the amount I drive, I end up with somewhere around a 16% discount off my policy renewal.

It can be compared to the california policy, but in reality the current offered program seems quite different from the proposal.

Comment Re:HIJACKED! (Score 1) 310

Ahh, but they are... Just like you said from the linked comments "Bing stopped acknowledging provider requests."

Microsoft Owns IE, Microsoft owns Bing, IE6 uses Microsoft search options from it's own servers to provide service to third party search engines. They have now stopped providing that option, which I believe is grounds for a violation of their previous anti-trust case.... part of the settlement required Microsoft to share its application programming interfaces with third-party companies, part of which was this feature of the web browser.

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