Comment Re:so... (Score 1) 342
Interestingly enough, my insurer asked these:
Do you drink, and how often?
Do you smoke, or use smokeless tobacco products?
When was your last physical?
Do you use intravenous drugs?
Have you ever had dialysis or a blood transfusion?
My answers got me insured in record time. Which was funny. Then again, I only drink socially (and by socially, I mean 3-4 times per year), and smoke.
I did ask them about the workout thing, and other "health discount" stuff, and my agent said they don't use any of that stuff because it's a bunk way for companies to charge people more for the same service.