Yep, that's pretty much the argument. Do you think any end user cared when /usr was locked down a couple of years ago?
The people who need to know (developers) have long since known that this transition is going to happen and they've had a while to prepare for it if they needed to. What good does it do to allow anyone to opt out at this point? APFS is going to happen eventually, no two ways about it. If not this year, then when is it convenient for you to do the transition? It's a lot simpler for everyone involved to get it over with and have a clear technical base, instead of complicating the possible configurations.
If you've been sticking to behaviour Apple has been telegraphing for a couple of years now, you're not going to notice a thing. If you've been homebrewing stuff close to the file system on your own disregarding all advice or you have some very specific use case... well, this is your last chance. Your option to opt out at this point is to not upgrade to High Sierra.
If you need a random Windows analogy, Microsoft forced everyone to get their shit together with regards to filename handling by including a space in the "Program Files" folder. Stuff like this happens in technology every so often.