Canadians use cash for only 10% of consumer payments and that figure is falling — August 2014
A recent MasterCard Advisors white paper suggests that non-cash instruments account for 90% of payments in this country, among the highest rates in the world.
Yeah, and 45% of all purchases were made using debit cards, for which the consumer receives no spiff (other than stiffing those shits over at VISA et al.). Only 25% by dollar value for the rapacious credit card industry at this happy moment in time.
More Canadians choosing credit cards, mobile payments over cash, study says — 3 February 2016
Now there's an article bought and paid for. Once upon a time, the Globe and Mail was a respectable rag. Et tu, Grey Lady?
As far as I can tell, the entire article avoids discussing dollar share (in favour of transaction share). What matters for assessing the 2% fee grab is dollar share.
Probably the credit card industry considers Canada's 65% share of plastic transactions conducted on debit (per 2014 data above) to be an unmitigated international catastrophe. They're certainly not going to curate press coverage to brag about this.
I mean, why shiv your neighbourhood grocer with the credit fee? Surely he'll just end up passing the overhead back to the customer. Your average meek Canadian would think the first thought for sure, and possibly continue on with the second thought (but not always).
Turns out, leaving a nickle for the other guy is not such a bad life philosophy after all.
Sadly, there will be a war in Canada against the use of debit cards by the assholes at VISA, but it will a far different war here than elsewhere. (VISA could start by awarding air miles that didn't constantly degenerate into a colossal screw-around. They sometimes even brazenly advertise their "new, improved, less screw-around air miles". But the cat comes back, and the slogan never gets old.)
In Miller's original, the cat finally died when an organ grinder came around one day and:
De cat look'd around awhile an' kinder raised her head
When he played Ta-rah-dah-boom-da-rah, an' de cat dropped dead.
Even then the cat's ghost came back.