It has gotten to the point where everyday I wake up and wonder what bad news I'll get today. This weekend, I had a series of charges hit my bank account, some over two weeks old. Not a one of them was over a few dollars, but my bank charges a $37 overdraft fee; suddenly, my $18 in overage turned into ~$400. Never mind that in a couple of cases it was a 3700% interest rate, never mind that I didn't ask for the service, and never even mind that legislation essentially outlawing these charges
My professors used to tell me there were two phrases that you never heard: unemployed statistician, and broke statistician. So while my degrees are in philosophy and neuroscience, I was confident that my strong statistics background (useful for any scientist) would land me a job while I waited to start med school. Then, the semester before I graduated, the financial sector imploded, and all of a sudden, the phrases unemployed statistician and broke statistician became a lot more common.
The major difference between bonds and bond traders is that the bonds will eventually mature.