I have been able to "smarten" dumb appliances by plugging them into smart power switches. For less than $8 each I bought a couple boxes of smart switches from Amazon, then reflashed them with Tasmota -- no more cloud! -- and joined them to Home Assistant. Now any device I want to be smart, I plug it into a smart switch and monitor the power.
One of my scripts monitors the power draw on my dryer, and when it goes above 100W for a minute then drops below 10W for 15 seconds, it knows the cycle is done and alerts us to go down to the basement and take out the clothes before they wrinkle. A similar script monitors the washer.
The refrigerator's plug has a script alert me when the average daily power draw is higher than normal. I added that after my son called me from his most recent vacation and said "my refrigerator is using more power than it should, can you go check it?" Sure enough, their freezer door had been left open by their toddler. Of course the food was already thawing, but we cleaned it out a week before they would have come home to a house full of rotted food stench. And before you ask, yes, when I installed Tasmota I configured the switch to be "always on", so that even if Home Assistant thinks it would be a good idea to shut off the refrigerator's power, it can't.
I also have a small water pump on a smart switch. Normally the pump draws 36W, but when it runs dry it draws 30W. Now if the power consumption drops below 33W and stays there for a few minutes, it shuts off the pump and alerts me that the water is low.
So I get what I need -- timely information about the equipment in my home, automated reactions when things go bad that might keep things from getting worse, and no cloud involvement from any sleazy appliance manufacturers. And an $8 plug is a lot cheaper than paying a $400 premium for a "smart washer".