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Comment Re:If you can get banks to lend you $billions... (Score 1) 196

... Don't use debt to buy things that decline in value is not the worst personal finance advice I've ever heard.

Anyone with decent credit can use leverage. For example, if you take on debt to purchase a vehicle, you have a predictable cost for transportation that you use to get a better job and improve your standard of living - if you limit your view to the future value of the vehicle, you miss how leverage can be applied elsewhere in your life.

(and of course, stay away from $100k cybertrucks lol).

Comment Re:iTunes anyone? (Score 1) 74

by kencurry (#63988617) Attached to: Apple Delays Work on Next Year's iPhone, Mac Software To Fix Bugs
Yes. I recently bought a new phone, and getting my music library to sync properly is now a joke.

Anybody have suggestions on alternatives that don't require subscriptions? I don't need high fidelity, just want simplicity from my phone. Streaming is not great option as I have a really old collection, and I want to hear the albums in original song order. Too much to ask for these days?

Comment Better this way (Score 1) 151

by kencurry (#63879395) Attached to: Airlines Are Just Banks Now
In old loyalty programs, you only got miles for your own ticket. If you bought tickets for your family of 6 to Europe from CA, you got maybe 10k miles (you) vs. 60k miles (whole fam).

Consumers can do their own math, and choose a cash back card if mileage won't amount to much. 60's are over, no-one is paying cash for airline ticket at the airport counter; you need a CC just pick best one for you.

Comment Re:overly broad stroke (Score 1) 38

by kencurry (#63878759) Attached to: Signal President Says AI is Fundamentally 'a Surveillance Technology'

My hope is that there will be benevolent AI systems that attempt to counter the exploits. They will have access to the same inputs about you, and look for ways to obfuscate your footprint. They will monitor your feeds looking for the attempts to influence your decisions and warn you. Everyone will need a personal 'antivirus' assistant that flags content, advises you at critical times, and clouds the acquisition of your datastream. You'll have to pay for that one way or another.

Until this is available (and trustworthy), individuals can do such things for themselves now. Control your presence in public and online. And be courteous about asking others for taking their photos and posting.

Comment BMW listened (Score 2) 73

Which I am a little surprised at. BMW has been giving the cold shoulder to us "older demographic" owners who've been complaining they're departing from what we liked about the brand. They even did an "okay, boomer" add campaign that was pretty rude.

I cancelled my BMW subscription (which you need to link the app to your car), not because of the added cost, but because the app sucked and BMW made it difficult to pay on your phone. Too bad, I do think BMW had good UI from their iDrive design, in some ways better to me than CarPlay. I think they screwed up when monetizing it took priority over user experience.

Comment Kids today (Score 1) 264

With fancy electronics lol.
In my day, you could get into a VW bug in seconds, then push start/pop clutch in 2nd. No need to break window, the vent was easy to push open and you could reach in and pull up the lock.(was my own car BTW)

Seriously tho, I love how the problem is the car manufacturer and not the people who are stealing cars.

Comment Re:BMW (Score 1) 145

Agree, I've owned a couple BMWs. My 2019 has CarPlay, which looks great but I hate how you have to menu-dive with iDrive knob to use Maps (anything else on your phone for that matter.) You can use touch screen but that is even more distracting to me.

I also like how BMW has the programmable soft keys that are one touch for certain settings including phone calls.

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