I assume what will happen is the insurance companies will find that 75% to 90% of their insureds are worse drivers in some way than average, and need to be charged more.
To establish a mean, around where they will reduce premiums (or not raise them) someone must fall outside that range - no matter how skilled they are.
I feel the only thing this information will do is justify hitting some drivers up for an increased premium. 60+ years of driving statistics, with accidents, etc, should already be providing them with the sort of benchmarks they need.
This is the problem. They've decided that safe driving is smooth driving with no sudden accelerations, decelerations or quick turns.
You know who drives like that? All those awful oblivious drivers who everyone else is dodging. And the people doing the dodging look like maniacs.
You mean this 85-year old drivers, who are just fine until a split second of confusion sends their Crown Victoria through a crowd because they hit the gas instead of the brake.
My inclination is to say "scientific experimentation" but that's a high target.
I find it rather tricky to perform chemistry experiments while driving. Although driving can be highly useful for some physics experiments.
"Watch me run over that paper bag!"
WHUMP flopflopflopflopflopflop
"Dang, another beer bottle!"
Assuming their telemetry system is limited and that "safe = slow = low prices". That isn't always the case!! Slow may very well = dangerous in many occurrences.
Too true. I have a pretty long commute every day and have regularly seen people putting on Make Up, phoning, having animated discussions (lots of hand gestures, sudden jerks of the vehicle back to the middle of the lane after hitting some bot dots*, the driver who suddenly doesn't want to be passed - speeding up to prevent you changing lanes, etc.
*plastic dots aside lanes or road shoulder which are often reflective, which result in a BUDDUMP-BUDDUMP-BUDDUMP when your wheel goes over them. Common in places where regular road plowing doesn't take place.
Never mind they'll see you regularly drive 10-15 over the limit and think you're a risk. How about those clowns who sit in the left lane, going up hill and don't maintain speed, so everyone jockeys to get around them in the right lane(s)? You don't see that in their data stream.
Lots more examples, which I predict this thread will include.
So I assume you also don't allow your cell phone in your bedroom.
Remember, UNIX spelled backwards is XINU. -- Mt.
