I get them a couple of times a week. They're robo calls, with the usual "press 1 to ..." and they all start with the claim to help you with your CC rates and that this is "your last chance".
Once, I played them. I pressed 1. Said I was interested. Was asked if I had "at least $4000 in CC debt." Once I passed that test, I was handled off to the closer, a really slick asshole who asked for my CC#'s. I stalled. He waited. I acted dumb and said I'd look for my statements. I just set down the phone. 10 minutes later I hung up. I immediately got a call back. At first, he thought I accidentally hung up, but I hung up again. He called back again and before I hung up again I hear "you'll be sorry..." The next 5 rings were people that asked to be taken off their list. I had to take the phone off the hook for 30 minutes.