It started out as a great company, full of incredibly talented people, doing innovative things in the credit card world. Then, as we grew, we started hiring mediocrity. Management infighting resulted in one of the two co-founders leaving (not voluntarily), and although we were bought out before bankruptcy, they had us over a barrel by then, so my options were worthless and the only people to make money from the company were the two co-founders. The remaining one made money from the sale. The one that left made money from suing the one that remained. The rest of us got screwed and were made redundant by the new parent company a couple of years later.
If you really want me to be creative, I could bump it up to two, but although the other one was a small software company, it was in the pre-WWW era, and although I don't think they went bankrupt, they were certainly not bringing in enough money to cover costs, and so made me redundant (2 days before they would have been legally obliged to pay me redundancy money -- this was probably not a coincidence)