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Comment Re:Single Payer Health Care is Great ! (Score 1) 486

That's not how pre-existing clauses work at all. If you change plans, you get a statement that certifies that you had continuous coverage. With that, the pre-existing condition clause can't be invoked by the new policy.

Employment policies have everything to do with making personal policies scarce and more expensive. Sorry you don't understand supply and demand.

Comment Re:Single Payer Health Care is Great ! (Score 1) 486

You don't understand how insurance works. Pre-existing condition clauses are necessary. Insurance is a risk pool. You spread out the risk by having healthy people paying in to protect themselves should they need care, and that money is used to fund care for people in need. Without the pre-existing condition clause, healthy people wouldn't buy in until they need care. They won't have paid anything in. Enough people do that and there is no pool to draw from.

Personal policies are expensive because the vast majority get their insurance through their place of employment. Like any product, if demand is low, not many companies will provide it and it will cost more.

Comment Re:Everyone mocked Sarah Palin's "Death Panels" (Score 1) 486

"they had to make best use of the money and resources available"

Their healthcare system doesn't have the money or resource to care for everyone, so they're wait-listing smokers and the obese. If everyone were in similar condition, they would still have to ration care since they have neither the money or resources available. This absolutely falls under "death panel". The goal here isn't to promote healthy lifestyle choices, it's to shorten the queue of people waiting for surgery.

Comment Re:Single Payer Health Care is Great ! (Score 1, Informative) 486

Yes, I totally want our thoroughly corrupt government deciding who lives or dies. That's clearly better than a profit-motive based implementation where an increased demand for surgeries prompts new facilities and more doctors to fulfill the need. Whereas the government would likely ration care and wait-list patients that can't survive that long, with taxpayer funded bonuses to the heartless bastards responsible.

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