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Comment Re:So, theiy're saying -- (Score 0) 110

The best thing about insurance is you don't have to get it. If you feel you'd save money by investing in an HSA, or just plain paying bills as you go, you have the right to do that. Likewise insurance companies will compete with each other to keep rates low. If you don't like one carrier move to another who can give you a better coverage. that's what we like to call economics. the only time this fails is when an outside source, (enter government) comes in and imposed regulations and standards that the insurance company has to abide by. suddenly your primium won't go down, because you have to have drug rehab insurance and pregnancy insurance, just ignore the fact that you're a male who is smart enough not to do smack. or worse yet if the government forces you to have insurance. that's when you'll see the prices skyrocket, and the coverage and quality shrink. because when demand is forced supply can do whatever it wants to control the price.

Comment Re:It was better in the old days... (Score 0) 322

I agree phone calls are often less informative than a good email or text. As phone calls often are intrusive and interrupt a person train of thought to discuss your topic, and an email or text can be a thought out response. If I don't have the time to call a person or create a conference of course I send out a email which has all the appropriate people CCed. I don't think kids texting is any different than the memo sending of the last generations other than it's slightly faster. and as far as kids not socializing, I would blame the raised cost of living. Video games are cheap and take up lots of time, but going to the malt shop to hang out costs $5-$10. If people have so many issues with kids not going out side to socialize they should throw some money into outdoor activies... but frankly thanks to teamspeak I think kids can socialize very well on line without ever meeting a person face to face. not to mention the options to meet people from other cites, states, or countries.

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