That'swhat the "Download Ubuntu" button is for.

inflation compondsand as part of the interrest ( but obly part of it) is compensation for inflation

No.. Interest is not "inflation compensation". Any depreciation of the value of dollars from the lender's perspective has to be made up for from their standard profits just like any other business. The Prime rate is always greater than inflation. I would say lenders should be able to be compensated for Inflation on the original loan balance but NOT be compensated for Inflation on their Additional profits on top of the loan balance. In other words, the banks should get profit + inflation for lending money, but a Fair amount of profit, And the profit should Not be able to compound at a borrower's expense.

Do not stare long into an abyss ....

There is a branch of neuroscience (and criminal forensics) that can detect brain patterns involved with recognition. Your brain responds differently if you are shown a picture of something you know.

Forensics (although with no more standing than lie detectors) uses this by hooking people up to a scanner and putting images of a crime scene, weapon or that cute, dead co-ed in front of you.

If the ploy is to put the band on your head and then show a picture or play a sound for you, you might not recognize the procedure for what it is. They told you it was just an aid to meditation, right?

... unlocks it. Right thumb wipes the storage. The cops came at me holding my phone. I tried to stuff my right hand in my pocket. They grabbed it and put my thumb on the scanner.

I tried to assist them by keeping my right thumb away from the phone.

They didn't pay enough of it off fast enough so the interest kept adding to their total loan cost.

Yes.. this is a travesty.

Consumers in the US should have loan relief. Not student loan relief, but general loan relief.

It's fair that people should have to pay interest for the service of borrowing money, But interest on interest, or
this notion of a "compounding loans", ought to be severely restricted to prevent Usury and insane exploitation of students.

I would suggest a federal cap on the total annual finance charges and fees related to each loan agreement as a percentage of the original principal balance MINUS any amount that had been paid on that balance in a prior year, let's say the current prime rate, 8%. A finance charge being any fee that is added to the principal balance that year OR any amount of dollars the customer had to pay that does not reduce the balance by the same number of dollars.

In other words: It ought not to be Legal to write a loan agreement at 8% that could possibly turn into costing 16% of the original borrowed amount.

The "know your customer" system.

So if I run a seedy, money laundering, tax dodging business and I see my companies name on this list, it's time to launch a new corporate identity and begin moving my funds through that.

The whole World-Check database scheme is just thinly veiled blackmail anyway. You suspect someone of violating financial laws or regulations, you file a complaint with the appropriate authorities. A case is taken to court and the suspect is found either guilty or innocent. If it's the latter, no NGO should be able to restrain their ability to do business without legal recourse (anti-trust issues arise).

You're a bit late to the show.

Maybe the EU can specify the minimum memory that devices have to come with.

I have a counterproposal... Software vendors can specify a Minimum memory requirement to ensure a quality experience.

On Mac they specify the minimum is 8GB, recommended 16GB. They could change the Minimum to 16GB.

If enough software vendors did this, then Apple would have more pointed complaints from users of brand new 8GB devices.

Could you imagine if they allowed you to install ram directly into a slot somewhere, and skip the need to hide it in the SSD

They designed their CPU so system RAM is incorporated into it. Changing a CPU design is a massive cost. I'm sure they wouldn't even think of it.

Anyways, no matter how much RAM you have - you still need Swap, because applications are still going to manage to use all the RAM. It makes sense to have a way of Incorporating the optimization of Swap in the storage and utilizing Less-expensive RAM there within that next Tier of memory.

and how, exactly, do you plan to accomplish that

It's not what you Do by plan. It is what happens automatically.

People's time spent on Youtube will be less In the absence of your actions causing them to go looking on Youtube's website for something.

My suggestion would be that the government Impose Restrictions on how these are advertised.

If Two different units for Sale have a different amount of RAM, then it should be Prohibited from Selling the two units under the same name from the same link or product page, except if the RAM is a modular addition that can be changed.

What I'm saying is that the unit with different "Options" which are actually integral changes to a model Should not be allowed to share the same marketing - the product should be Required to have a different title and not orderable from the same Buy button.

For example: "Macbook Pro 2024 Model B with 16GB of RAM and 4 TB Storage"

Right now they have a generic Buy button for "Macbook Pro", and then when you go through the check-out process they High pressure you by making you pick options that can't be changed after the unit is delivered. That part is what I suggest should be illegal. Giving an option to buy additional "ADDONS" which are not actually separable addons, But a change to the core product itself that you already clicked Buy on.

that also comes with the caveat that swapping on SSDs is a stone cold cycle killer.

A lot of SSDs have 4GB RAM cache. I wonder if a SSD Volume type couldn't be created for "Non-persistent/Ramdisk/swap-optimized partition".. then start expanding how much RAM SSDs have to support the Ramdisk function.

Hardware support for this would entail that changes are not guaranteed persistent across power-off, But no cycles occur as long as the SSD has enough spare RAM.

You could imagine then having a SSD that plugs into a USB port that has 32 GB of RAM cache, and thus no cycles are spent as long as you aren't swapping more than 32 GB out to disk.

... Google found a way to get workers to return to the office.

... where you harvest your training data. Particularly once the trolls have discovered where you are getting it.