If there's a fraudulent charge, I won't pay it. That's why I don't care. If someone steals my CC info via an RFID long-range reader, it doesn't matter. It's not my money, it's MasterCard's. It only becomes my money once I've paid my bill. I don't care if that charge is $0.25 or $25,000. If I didn't make it, I'm not paying it.
I liken my CC to my user account. I can use it all the time, go to any shady place and use it, no worries. My bank card, that's root, and I only use it at trusted locations and as infrequently as possible.
Let's see how that goes for the general public.
First, they need to recognize a fraudulent charge. That means they need to go over it in detail every month. If more than one person has a card they all need to. And recall all of their spending if there's something that could be/could not be (such as an extra but reasonable charge from a store you do frequent.)
Second, they need to have it taken off their bill. Just not paying something (as the quote suggests) is against your contract with the credit card people, and it's not a good thing. If instead the quote means telling them specifically you won't pay X as it's fraudulent, they don't just take it off the bill. They instead waive it while an investigation is done.
Third, they need to make sure not paying actually sticks. We had a second charge from a large chain made about 3 minutes after a valid use. It brought the total between the two to just under $500, which was a threshold at the time. We told the card about it, they said they'd investigate. Several months later, they jsut reinstated the charge. We had to call them back, they said the investigation found nothing and was closed, and they were charging us. (Mind you, we had no notification of this except it just showing up on our bill again.) We got them to reopen it, requested a copy of the receipt, pointed out how the signature bore NO RESEMBLANCE to ours, and then they finally removed it. If there was any investigation, it obviously didn't happen to look at that. (Funny note: the signature isn't authorization, it's your agreement with the merchant to pay as outlined in your credit card agreement. Not password-like at all.)
You, like us, may go through your bills religiously. But I doubt everyone does, and I don't happen to think that they then "deserve" getting defrauded because they trust a service they have reasonable expectations to be secure.