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Comment Re:Very sad - but let's get legislation in place N (Score 1) 706

Good points, but one thing I'll caution on. You can outsource the responsibility but you can't outsource the ultimate accountability. Recognizing that you're not able to handle a particular task is a fine reason to outsource it and this is a perfect example. But at the end of the day, you hired them.

Even with the best indemnification agreement your wife's business will suffer to some degree if there's a breach. It is, after all, your wife's brand first and foremost. If she accidentally sells subpar yarn due to a screwup at her supplier she can't completely wash her hands of the affair when customers complain. Same thing if your PCI vendor lets you down.

Comment Re:Glad to hear it but... (Score 1) 1083

Actually if you'd read my subject instead of just the comment you would have seen that I said I was glad to hear the news (implied: because it's good news for somebody else) but it was not terribly relevant to me. Sorry if I'm not out actively celebrating this ruling any more than I am that raisin farmer in Oregon who doesn't have to give the government his raisins, or the family in Ohio who now gets to sit through a third murder trial.

But I suppose it's just easier to shoot from the hip at someone who's not cheering with the expected level of enthusiasm.

Comment Re:I wonder why... (Score 1) 193

But I find it rather amazing how every municipality around the world is rushing to the defense of existing taxicab services.

That is because every municipality went through the time when there was no taxi regulations.

Bingo. Obviously in the larger cities there is going to be somewhat of a profit incentive because they have the benefit of scale. The county I live in is relatively rural but it neighbors a big metropolitian county. There are taxi regulations for all the reasons you listed. From a financial perspective the cost of the licenses barely covers the cost of administering the program. Time was they thought about doing away with the program because it was costing more than it was taking in. The county commissioners had residents packed to the rafters demanding that the program stay in place because many had memories of the unregulated world just 15 years prior. In years that the program doesn't self fund the county makes up the difference.

Comment Re:Insane (Score 1) 191

The good news is that once the Ohio politicians rightly realized that the prosecutor in that case was using a law they passed in ways it wasn't intended (no kidding!) they quickly closed that loophole. And upgraded the charges to being a felony. Unfortunately for the victim in the case you cite you can't criminalize past conduct so no charges were brought but that investigation quickly came to a halt.

The trouble here is that federal employees are exempt from all state laws while carrying out their duties. So even when the states see a problem and quickly close it federal agents remain free to do whatever they want. Then it falls on the federal agent's employer to decide if any crime occurred. Funny how often no crime is found when federal employees are involved no matter how outrageous the situation but that same agency will be quick to bring charges when local law enforcement do something that's close to the line.

Comment Re:Avoiding credit card breaches? (Score 1) 146

I can and do pay cash for a lot of things. But I use my credit card whenever it's convenient to me. It's a question of utility. My credit card was among those swept up in the Target breach. My hassle consisted of two days without said credit card and having to sign a form and mail it back.

No liability, no problems. If I lose cash that's on me baby.

Other than for some altruistic "for the greater good because merchants just pass down the cost of fraud to their customers" why should I care? I mean, seriously, why should I care? Debit card interchange fees were statutorily capped a few years ago and all of the merchants stoically supported the idea because it would be great for consumer's bottom lines. A study conducted by the Wall Street Journal six months later found that despite merchants generating substantial savings from the interchange fees being cut virtually none of it made its way back to the consumers. In fact some merchants even boasted in their earnings statements about how the savings went straight to the corporate bottom line. If credit card fraud went "poof" tomorrow, where do you think those savings would go?

So I ask again, if I bust my ass and Initech saves a few units, I don't see another dime, so what's in it for me?

Comment The courts are already aware of this (Score 1) 161

I have always found that whenever an opinion cites a URL the courts are careful to indicate the date that it was accessed. A hard copy (or at least a PDF) of the page as it existed at that time is then retained by the clerk in the case file. There's usually a footnote concerning this arrangement.

It's not that hard. No need for fancy technology or mass archiving of the Internet. The only thing they need is a basic PDF writer. Problem solved.

Comment Re:Old trick (Score 1) 295

And it became a classic George Carlin skit about airline safety and euphemisms:

Here's a phrase that apparently the airlines simply made up: near miss. They say that if two planes almost collide, it's a near miss. Bullshit, my friend. It's a near hit! A collision is a near miss.
"Look, they nearly missed!"
"Yes, but not quite.”

Comment Get your account ownership in order (Score 1) 257

As implied by other posters, take the time to get your bank account ownerships/titles in order. At my bank online banking is tied to me, the individual. As soon as the bank gets wind of a customer's demise the first thing they do is revoke online banking access and restrict the safe deposit box. Unless it's a joint account or one with right of survivorship they are SOL until an executor can be appointed and the account retitled. Only then will the executor will have access to the online account using their own credentials.

Comment Re:This is why I will never trust cloud services (Score 2) 388

Even working in HR is not carte blanche to access to everything. A payroll clerk has no need to access my annual performance reviews, job application or disciplinary history. Furthermore once my pay information has been entered into the system the payroll clerk has no need to look it up absent a change request, processing error or a complaint.

At my employer audit, HR, and security are held to much higher standards than everyone else. HR clerks have been fired for transgressions that might only result in a written caution for a dude in the mailroom.

Comment Re:This is why I will never trust cloud services (Score 1) 388

At my company the salary range is up there for anyone to see. You log in to the HR system and pull down your compensation information. It will show you how much you make plotted right on the salary band and which quadrant you fall in. There's four quadrants - entry, competitive, advanced competitive, and experienced. IMHO its good to be in the competitive categories. There's something to be said for not being the guy busting his salary range when the Bobs come around.

They also show the breakdown of my total compensation which includes things like their contribution to my 401(k), pension, and health benefits. It does put things into perspective because if I were to consider going to another employer I'd have to really understand the total value of my compensation and not just my salary.

So for instance I could get an offer at another employer for $10k over what I make now but if they don't offer a pension plan and match the 401(k) at half the rate of my current employer then it's not a better deal (assuming my motivation for leaving is strictly financial).

Comment Why the rush to blame and fix? (Score 1) 179

Seriously ... the fraud was discovered Wednesday with arrests following overnight and the suspect made his first court appearance yesterday. Even the prosecutor has said that he doesn't even know if the suspect profited from his actions.

Almost no confirmed details have been released and yet every Tom Dick and Harry in cyberspace knows exactly what happened and has a simple fix whether it be regulatory, managerial, coding changes or a combination of all three.

To trot out the usual car analogies ... this is kind of like the news reporting that there was a serious car crash on the freeway an hour ago, three cars caught fire and five people are dead. Then in the next segment they have a panel of experts who talk about how better brakes, traction control and a closer fire station could have prevented the tragedy.

Anybody who claims to know what could have prevented the incident at such an early stage is overgeneralizing, talking out their ass ... or both.

This fraud has been going on for the better part of three years. We barely know what controls have been circumvented at this point and we sure don't know how they were bypassed. Why can't we wait for the investigators to figure out what happened first before we start trying to prevent the next one?

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