While you would think not, it depends on the circumstances. In the states, or specifically in my state, Virginia, insurance is required (mostly) and seat belts are required. The reasoning being that despite the fact that while I don't care so much if a person kicks the bucket because they swerved into a tree while not wearing a seat belt, the fact is you are a lot more likely to sustain serious injuries while not wearing a seat belt. Whether it is inflicted by the non-seat-belt-wearer or by someone that hits that person, an insurance company is going to have to pay a large bill. Then when they run the numbers to see how much they should charge everyone, the premiums go up because the company will certainly not carry the risk caused by non-seat-belt wearers. So in the end, someone elses decision to not wear a helmet or seat belt may harm your wallet. In any case, that's how it was explained to me that people should wear seat belts or helmets (by law) even though the first thought is that it will only harm themselves.

The only reason for mailing here is that USAA doesn't have physical branches in every state but is still available there. Of course to remedy that you can deposit@home with a scanner as I have for two years without any issues. Also, they credit your account instantly as well. Then when you need to go to an ATM and you get charged fees for using one that isn't in your banks network, they pay fee on your behalf. Overall, I would rate them very successful as far as doing everything I used to do at my physical bank, except the convenience is better. Now why would someone use a bank that they can't physically go to? Personally, I do it for the customer service. I'm not sure exactly how their banking branch is, but their insurance branch is owned by the policy holders, which I also am a member of and the service there is what convinced me to use them as my financial institution. Either way, they've proved to me that there are many less reasons to need a physical bank now.

Too bad for Nintendo as I hear Peepoo was supposed to be the name of their next gen console. It actually works with their current naming scheme too. Wii (We) Peepoo (People).

There are a lot of sounds out there that would deter youths. There's the high frequency range that's audible to only younger people that is supposed to work great. Just blaring some Nickelback be would have been enough to keep me from going anywhere near a place.

that the PS3 was powered by the Zune...

If I'm feeling like a real jerk, I'll name my SSID to goatsenet and forward google.com to goatse, msn to lemonparty and so on. If enough people do this, in the future, simply naming your network goatsenet will be deterrent enough.

Donating to science does not equal donating your organs to the living who needs them. Obviously it's great to give your parts away to the needy, but in the case that they are no good, a donation to science can mean that your body will end up in a university med school or biology department where organs can be used for research or an entire body may be preserved and dissected by young people who will hone their examination and surgery skills on you. Either way, lives are likely to be saved as the end result.

I'm not sure what's more impressive, the one that solves the cube or the one that does sudoku. While solving the sudoku is trivial, the OCR it performs appears interesting, and to say the least, programming it to write with a pencil must have been incredibly tough.

I think his reasoning was that having a competitor that raises the average cost of labor and price of cars isn't so beneficial for consumers. Allowing them to fail would show the others that efficiency and competitiveness is required in addition to being able to make cars. Also, allowing them to fail would force the other companies to make more cars to meet demand, which also increases efficiency as it spreads R&D costs of a single car variant to more buyers. Interesting indeed.