My time is also valuable to me. That's why I take the train. Although my commute is about 15 minutes longer each way (45 minutes vs. 1 hour), I actually end up ahead, because 45 minutes of that hour I'm sitting on the train reading (which is not wasted time to me like sitting in the car listening to the radio is). Some people use audio-books, but I prefer to read.
I'm paying $60 a month for 1Mb/s down and 256Kb/s up. Pretty steep for the speed, but at least I can work effectively from home and VPN works well. It's been pretty reliable, though there are occasional outages for a few hours once every few months.
Any circuit design must contain at least one part which is obsolete, two parts which are unobtainable, and three parts which are still under development.