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Just realize the interest rate they're giving on Savings accounts is.01% not 1% or a 10th of a percent, but a hundredth of a percent, practically zero. There is no incentive to save your money with chase.
This sounds very similar to a recent episode of numb3rs (not the greatest show in the world, but better than average). Charlie's colleague was arrested for working on genetically modified foods and sending the results to Pakistan where it could save people from famine. The government considered it bio-terrorism research material.
I have little doubt that this episode was inspired by the whole national security climate which silences research all the time.