The Target breach made it a clean sweep on me, except for Federal. I am required to deal with Uncle Sam, and there are no contractual controls over the intermediaries. Federal endorsement and encouragement of this parasitic industry is unethical and a wasteful drag on the economy. About a decade ago Virginia had a wonderful web submission process but that was replaced by no-edit pdf's at both state and federal. It's only recently changed to editable forms and I still cannot electronically submit them short sharing my personal information with a non-privacy-act third party.