Payload is a versatile, open-source backend and headless CMS that utilizes Next.js, allowing teams to streamline their technology stack and create various applications, including content-oriented websites, headless e-commerce platforms, enterprise solutions, and digital asset management systems, all through a unified and customizable framework. Developers benefit from the ability to quickly launch new projects using npx create-payload-app, set up schemas with fully typed JavaScript configurations, and automatically generate REST APIs tailored to any supported database adapter. Meanwhile, marketers enjoy a sleek and intuitive admin UI that facilitates visual editing, live previews, localization, multi-tenancy options, white-label branding capabilities, and detailed access controls, along with authentication features and real-time RAG-ready vector embeddings without requiring manual input. Additionally, Payload provides advanced features for enterprises, such as Single Sign-On (SSO) for seamless user access, AI-driven auto-embedding functionalities, static A/B testing for performance optimization, and customizable publishing workflows to enhance content management efficiency. With its robust capabilities, Payload stands out as an ideal solution for teams looking to innovate and enhance their digital presence.