Best Banking Software for Alloy

Plaid is an international data network that powers tools used by millions of people to live a more healthy financial life. Our ambition is to facilitate an inclusive, competitive and mutually beneficial financial systems by simplifying payments and revolutionizing lending. Plaid works with more than 8,000 companies, including fintechs such as Venmo and SoFi and several Fortune 500 companies, to give people more control and choice over how they manage money. Plaid is headquartered in San Francisco and its network spans more than 12,000 institutions throughout the US, Canada UK and Europe.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

The secret to the fastest-growing credit unions and banks is our omnichannel account opening software. Our omnichannel account opening software integrates with your core to grow account holders. It's a delightful experience for both consumers and businesses. We make it easy for your institution to sign up new customers and keep existing customers. With a solution that funds and opens deposit accounts in under 3 minutes, you can meet your customers wherever they are. Automate up to 97% application decisions so that you can open more accounts through more channels, online or in-branch. Integration with your core in real-time MANTL integrates seamlessly with all core banking systems. It also allows core integration with leading fintech platforms. Integrations with the best-in class providers are seamless. MANTL automates more than 90% of KYC decisions using 30+ data sources to reduce the time-consuming manual reviews. No-code, real-time configurability. Instantly modify risk thresholds, underwriting standards and product rates.