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Journal jamesgreen1's Journal: Insurance documents and registration / Title

There are several items that you need to keep safe and hand when you're driving, and while they may not all who live or in the Ski gloves box they are needed and in some cases a legal requirement.

Insurance documents and registration / Title

Virginia law requires to insure your car to a minimum the following levels of coverage:

- $ 25,000 for bodily injury or death of one person;

- $ 50,000 for bodily injury or death of two people, and

- $ 20,000 for property damage.

If you register your car in the Commonwealth of Virginia, and he does not have the level of coverage you are faced with a $ 500 fine, suspension of driver's license and cancellation of registration of all your Virginia registered vehicles. You will also face higher insurance premiums as a result, too.

The policy shall be insured by a company that is licensed and regulated to do business in Virginia and you must inform VA Department of Motor Vehicles (DMV), as soon as you insure or cancel the insurance on the car.

Note also that you have to carry liability insurance for the vehicle, even if it is not used - if the vehicle is registered, it must be insured.

You will probably be asked to produce these documents, if you are stopped by law enforcement agencies, and, of course, necessary to produce them in an emergency.

Emissions inspection certificate

Virginia works emissions inspection regime, and you should have your car tested every two years. Examination of the object will update the DMV records to reflect the trials and results, but you also have to have a certificate with you in case you need to show it to law enforcement authorities or release code.

The test should not cost more than $ 28, and for those vehicles, moved to Virginia from out of state, there are exceptions to the requirements for test Virginia emissions matter has already been done in the past year, which is used for many states (check with the DMV, to see if you need to get emissions test).

Motorists Assistance Information

If you have a breakdown or roadside assistance cover, you must ensure that you keep your membership information available with the car. Keep a AAA membership information in hand, and any information that will show you how to contact them for roadside assistance, including phone numbers.

Cell Phones

It is against the law to use a cell phone while driving in the Commonwealth of Virginia. There are stiff fines and penalties for those who break the law in this regard, and the users of mobile phones should be noted that the law applies to reading and sending text messages. Texting believed to have caused more accidents than the control drink and authorities in Virginia is very tough on the use of mobile phones.

Do not be distracted while driving and put your cell phone away, so out of sight and out of mind.

Personal property

There are some things that you should keep on hand for use while driving, such as tissues and wipes, but also things such as a small flashlight for use in emergency situations. It will also help if you have a vehicle manufacturer's instructions are available, you should break down on the road, as it can guide you through troubleshooting your problem and get you back on the road faster.

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Insurance documents and registration / Title

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